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3784 Tuppy Drive, Ramara, ON L3V 6H7

4+1 beds · 4 baths · 1+1 kitchens · 11+7 rooms · 6 parking spaces · 2500-3000 sq ft · Detached
$1,520,000
Property tax
$7,107 / year

Welcome to your dream lakeside retreat! Nestled on the serene shores of Lake Simcoe, this charming 4-season cottage offers the perfect blend of relaxation and modern comfort, just 90 minutes from the GTA and 20 minutes to Orillia.As you enter the open-concept main level, you are welcomed by a bright kitchen featuring a large island, granite countertops, and stainless steel appliances. The kitchen flows seamlessly into the dining and living areas, where you'll find a cozy fireplace and a walkout to a spacious lake-view deck - perfect for entertaining or relaxing by the water.A main-floor bedroom with its own walkout offers convenience and privacy, adjacent to a beautifully finished 3-piece bath with heated floors. Three additional bedrooms and two full bathrooms complete the second floor. The lower level offers a separate 1-bedroom in-law suite featuring a kitchen/dining area, 3-piece bath with heated floors, and a cozy family room with fireplace and walkout. This property is thoughtfully designed for all-season comfort and winter readiness. The electrical panel is generator-ready to provide full-house power during outages. The furnace is automatically temperature-controlled, ensuring warmth even during power interruptions. Outdoor water lines are self-draining and require no winter maintenance. Radiant heated floors in the basement, the main-floor bathroom, and the primary ensuite enhance comfort throughout the colder months

MLS number
S13759696
Type
Detached
Status
Active
Bedrooms
5
Bathrooms
4
Postal code
L3V 6H7
Photos
37
Laundry
Not in the unit
6days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Ramara — 237 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$587k$1.06M$1.54M20252026this home’s asking price
$788klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d16d33d20252026
29dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in ramara. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,030 people.

$97,000Median household income
95.3%Own their home
96.4%Detached houses
52Median age
8.5%Born outside Canada
17.7%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35431241 — the few blocks around this address, home to 1,030 people. It describes the area, not this property.

1,030Population
46.9Average age
2.5Household size
$109,600Average household income
$97,000Median household income
95%Own their home
5%Rent
2%Condominiums
9%Born outside Canada
18%University degree
$932,000Average home value
5%Low income
75%Not in the labour force
23%Never married
$15,000 to $19,9991%
$20,000 to $24,9991%
$25,000 to $29,9992%
$30,000 to $34,9991%
$35,000 to $39,9992%
$40,000 to $44,9993%
$45,000 to $49,9992%
$50,000 to $59,9994%
$60,000 to $69,9997%
$70,000 to $79,9994%
$80,000 to $89,9995%
$90,000 to $99,9995%
$100,000 and over32%
$100,000 to $124,99913%
$125,000 to $149,9997%
$150,000 to $199,9997%
$200,000 and over5%

Percentages are of the 610 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$304,000 · minimum here is $304,000
$6,730.23per month
Borrowed before insurance$1,216,000
Total borrowed$1,216,000
Interest over 25 years at 4.5%$803,069

If you rented it out

-$7,322.48per month out of pocket
Rent$0.00
Everything it costs to hold$7,322.48
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by BAY STREET GROUP INC.. Listing data provided by the Toronto Regional Real Estate Board.