Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

1064 Tiny Beaches Road S 2, Tiny, ON L0L 2T0

2 beds · 2 baths · 1 kitchen · 6 rooms · 2 parking spaces · 1200-1399 sq ft · Co-Ownership Apartment
$939,000

Utilities includedCable TV · Water

Also includedCondo Taxes · Parking · Common Elements · Building Insurance

Maintenance fee
$828 / month
Included in the fee
Condo Taxes, Cable TV, Parking, Common Elements, Water, Building Insurance

Welcome To Bluewater Beach! Enjoy Direct Waterfront Living On One Of Georgian Bay's Most Sought-After Stretches Of Sandy Beach, Less Than 90 Minutes From Toronto. This Spacious, Updated & Meticulously Maintained 2-Bedroom Retreat Offers Approximately 1,350 Sq. Ft. Of Living Space Across Three Levels, With Beautiful Water & Sunset Views Throughout. Step Outside To A Clean, Shallow Sandy Shoreline - Perfect For Swimming, Water Sports, Long Walks Along The Beach Or Simply Relaxing By The Water. Inside, You'll Find Spacious Rooms, Plenty Of Natural Light, Updated Flooring, An Updated Upper-Level Bathroom, Stainless Steel Appliances & A Wood-Burning Fireplace For Cozy Evenings. The Primary Bedroom Overlooks The Beach & Georgian Bay, Offering A Beautiful Waterfront View To Wake Up To. Multiple Outdoor Spaces, Direct Beach Access, A BBQ Area & Exclusive Tandem Parking For Two Cars Complete The Package. Monthly Fees Include Property Taxes, Building Insurance, Rogers TV & Internet, Water, Parking & Common Elements, Making For Easy, Low-Maintenance Waterfront Living. Enjoy The Relaxed, Close-Knit Feel Of This Intimate 19-Unit Waterfront Community With Code-Controlled Gated Access. Just Minutes To Midland & Elmvale For Shopping, Dining & Amenities. An Incredible Opportunity To Enjoy The Georgian Bay Lifestyle!

MLS number
S13767164
Type
Co-Ownership Apartment
Status
Active
Bedrooms
2
Bathrooms
2
Postal code
L0L 2T0
Photos
46
Included in the fee
Condo Taxes, Cable TV, Parking, Common Elements, Water, Building Insurance
2days · this listing
2days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 942 people.

$98,000Median household income
87.9%Own their home
95.2%Detached houses
56.8Median age
15.6%Born outside Canada
22.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35430970 — the few blocks around this address, home to 942 people. It describes the area, not this property.

942Population
50.4Average age
2.3Household size
$100,000Average household income
$98,000Median household income
88%Own their home
12%Rent
0%Condominiums
16%Born outside Canada
22%University degree
$860,000Average home value
6%Low income
75%Not in the labour force
18%Never married
$10,000 to $14,9991%
$20,000 to $24,9992%
$25,000 to $29,9992%
$30,000 to $34,9992%
$35,000 to $39,9992%
$40,000 to $44,9993%
$45,000 to $49,9992%
$50,000 to $59,9994%
$60,000 to $69,9993%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9995%
$100,000 and over32%
$100,000 to $124,9999%
$125,000 to $149,9998%
$150,000 to $199,9998%
$200,000 and over8%

Percentages are of the 595 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$187,800 · minimum here is $68,900
$4,157.69per month
Borrowed before insurance$751,200
Total borrowed$751,200
Interest over 25 years at 4.5%$496,107

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$3,420.69per month out of pocket
Rent$1,565.00
Everything it costs to hold$4,985.69
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX REALTRON REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.