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1098 Lakeshore Road W, Oakville, ON L6L 1E9

3+2 beds · 5 baths · 1+1 kitchens · 9+6 rooms · 8 parking spaces · 3500-5000 sq ft · Laundry on the main level level · Detached
$4,499,000
Property tax
$21,640 / year

Set on a rare and private 1/2+ acre estate lot in one of South West Oakville's most coveted lakeside neighbourhoods, this stunning custom designed home offers over 6,500 sq. ft. of luxurious living space just steps from Lake Ontario and within minutes to esteemed Appleby College. Thoughtfully designed for both everyday living and grand-scale entertaining, the home features 10' ceilings on the main level, 9' ceilings on the upper and lower levels, extensive custom millwork, rich hardwood flooring, and exceptional craftsmanship throughout. The Hampton-inspired custom kitchen and butler's pantry serve as the heart of the home, complemented by luxurious ensuite bathrooms and high-end finishes at every turn. The main floor primary retreat offers the convenience of single-level living, complete with a custom walk-in closet, spa-inspired 5-piece ensuite, gas fireplace, and serene backyard views. The fully finished lower level is ideal for multigenerational living, featuring a second kitchen, two additional bedrooms, a gym, wet bar, games area, and expansive recreation room. Step outside to your own private resort, where mature landscaping surrounds a saltwater pool, waterfall feature, and covered outdoor living area. A truly exceptional opportunity to own a custom estate property on one of Oakville's most prestigious streets, surrounded by luxury homes, steps to the lake, and moments to top-ranked schools, parks, and downtown Oakville. Some opportunities are measured in sq footage, others are measured in land, location and the life you'll build there. 1098 Lakeshore Rd is not to be missed.

MLS number
W13520422
Type
Detached
Status
Active
Bedrooms
5
Bathrooms
5
Postal code
L6L 1E9
Photos
50
Laundry
Main Level level
72days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Appleby CollegeElementary and secondary529 mNot reported
Thomas A Blakelock High School
Halton DSB
Secondary531 m8.5 / 10
85% met the standard · 2 of 6 measures
Mater Boni Consilii AcademyElementary790 mNot reported
École élémentaire Patricia-Picknell
CS Viamonde
Elementary955 m7.9 / 10
79% met the standard · 3 of 6 measures
Pine Grove Public School
Halton DSB
Elementary1.2 km8.2 / 10
82% met the standard
W H Morden Public School
Halton DSB
Elementary1.3 km7.3 / 10
73% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Oakville2,391 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$1.50M$3.03M$4.56M20252026this home’s asking price
$1.67Mlatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%98%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d14d29d20252026
21dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in oakville. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 627 people.

$200,000Median household income
94.6%Own their home
97.5%Detached houses
46Median age
44.1%Born outside Canada
57.9%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35240577 — the few blocks around this address, home to 627 people. It describes the area, not this property.

627Population
41.2Average age
3.1Household size
$372,000Average household income
$200,000Median household income
95%Own their home
5%Rent
0%Condominiums
44%Born outside Canada
58%University degree
$3,360,000Average home value
13%Low income
68%Not in the labour force
29%Never married
$5,000 to $9,9991%
$30,000 to $34,9991%
$60,000 to $69,9993%
$70,000 to $79,9991%
$90,000 to $99,9991%
$100,000 and over46%
$100,000 to $124,9994%
$125,000 to $149,9994%
$150,000 to $199,9994%
$200,000 and over31%

Percentages are of the 335 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$899,800 · minimum here is $899,800
$19,920.60per month
Borrowed before insurance$3,599,200
Total borrowed$3,599,200
Interest over 25 years at 4.5%$2,376,980

If you rented it out

-$21,723.93per month out of pocket
Rent$0.00
Everything it costs to hold$21,723.93
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by THE AGENCY. Listing data provided by the Toronto Regional Real Estate Board.