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2172 North Ridge Trail, Oakville, ON L6H 5M3

3+1 beds · 4 baths · 1 kitchen · 12+6 rooms · 4 parking spaces · 2500-3000 sq ft · Laundry on the upper level level · Detached
$1,985,000
Property tax
$9,140 / year

Welcome to 2172 North Ridge Trail, an extensively renovated 3+1 bedroom, 4 bathroom detached home in the highly desirable Joshua Creek top school district. Offering 2613 sq ft above grade and 3993 sq ft total living space, this well-maintained home has thoughtful renovations with comfortable family living and a highly functional layout. The main level features 9-ft ceilings, an inviting kitchen with custom cabinetry, quartz countertops, marble backsplash, extended island for eat-in convenience, bar fridge, induction cooktop and 2 built-in Jenn-Air ovens. The kitchen opens naturally to the family room, dining room, and provides an excellent space for everyday family life and entertaining. The sunken living room with double French doors opens to a large covered front porch Built in cabinetry in the mudroom with interior access to the double garage. The oversized primary suite is a standout feature, offering generous bedroom space, a dressing area with expansive integrated closets and a beautifully renovated ensuite with heated floors and quality fixtures. An upper shared bath is also stylishly renovated. Two additional bedrooms and a highly functional office/laundry suite with custom cabinetry complete the upper level. The fully finished lower level adds valuable flexibility with a private fourth bedroom, three-piece bathroom, kitchenette, fireplace, recreation space and ample storage areas - ideal for a teen suite, visitors, extended family or simply extra entertainment space. Outside, enjoy a private mature landscaped yard with a spacious deck, retractable awning and hot tub, creating a comfortable setting for outdoor entertaining. Located steps from top rated schools, parks, trails, shopping and major commuting routes, this thoughtfully updated home welcomes you to enjoy all the family oriented amenities of Oakville's well established Joshua Creek neighbourhood.

MLS number
W13660142
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
4
Postal code
L6H 5M3
Photos
49
Laundry
Upper Level level
34days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
St. Marguerite d'Youville Catholic Elementary School
Halton CDSB
Elementary322 m9.0 / 10
90% met the standard
Iroquois Ridge High School
Halton DSB
Secondary545 m9.1 / 10
91% met the standard · 2 of 6 measures
Joshua Creek Public School
Halton DSB
Elementary959 m8.0 / 10
80% met the standard
Sheridan Public School
Halton DSB
Elementary1.1 km4.4 / 10
44% met the standard · 3 of 6 measures
Holy Family Catholic Elementary School
Halton CDSB
Elementary1.2 km8.2 / 10
82% met the standard
Walden International SchoolElementary1.2 kmNot reported
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Oakville2,391 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$1.55M$1.77M$1.99M20252026this home’s asking price
$1.67Mlatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%98%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d14d29d20252026
21dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in oakville. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 865 people.

$190,000Median household income
93.8%Own their home
85.4%Detached houses
44Median age
44.6%Born outside Canada
59.2%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35240779 — the few blocks around this address, home to 865 people. It describes the area, not this property.

865Population
39.9Average age
3.5Household size
$274,000Average household income
$190,000Median household income
94%Own their home
6%Rent
4%Condominiums
45%Born outside Canada
59%University degree
$1,780,000Average home value
10%Low income
52%Not in the labour force
33%Never married
Under $5,0001%
$40,000 to $44,9991%
$45,000 to $49,9991%
$50,000 to $59,9991%
$60,000 to $69,9991%
$70,000 to $79,9992%
$80,000 to $89,9991%
$100,000 and over46%
$100,000 to $124,9994%
$125,000 to $149,9995%
$150,000 to $199,9998%
$200,000 and over28%

Percentages are of the 415 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$397,000 · minimum here is $397,000
$8,789.15per month
Borrowed before insurance$1,588,000
Total borrowed$1,588,000
Interest over 25 years at 4.5%$1,048,745

If you rented it out

-$9,550.82per month out of pocket
Rent$0.00
Everything it costs to hold$9,550.82
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by EXP REALTY. Listing data provided by the Toronto Regional Real Estate Board.