Homula Realty Brokerage
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784 CAMPBELL Avenue, Kincardine, ON N2Z 1W1

2+2 beds · 3 baths · 1 kitchen · 7+6 rooms · 6 parking spaces · 1500-2000 sq ft · Laundry: Laundry Room · Detached
$904,900
Property tax
$5,437 / year

Ravine location brick bungalow, this home is basically completed. Features finished lower level and many special features: AYA kitchen with granite or quartz countertops, center island and walk-in pantry. Patio doors from dinette to covered deck; open concept living / dining / kitchen area, with fireplaces in living areas up and down. Walk-in closets in both main floor bedrooms. Combination garage - entry and main floor laundry and mudroom. Pony panel has been installed to enable a substantial stationary electricity generator. Lower level finished with two extra bedrooms or special purpose rooms; third full bath; huge 16' X 25' family room with fireplace; walkout from utility area to full 2-car garage.1523 square-feet on main floor plus 1323 finished down. All this plus wooded area with creek in the huge back yard. Near parkland and Kincardine trail access and only four blocks to downtown, schools and arena / community centre. Yard will be sodded front and rear. Please note room measurements have been rounded. HST is in addition to the posted price. The Seller will cooperate in filing for the full HST rebate for Buyers that qualify.

MLS number
X10845637
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
3
Postal code
N2Z 1W1
Photos
13
Laundry
Laundry Room, Sink
1,311days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Kincardine District Senior School
Bluewater DSB
Elementary351 mNot reported
Kincardine District Secondary School
Bluewater DSB
Secondary391 m7.0 / 10
70% met the standard · 2 of 6 measures
St Anthony's Separate School
Bruce-Grey CDSB
Elementary569 m7.0 / 10
70% met the standard
Huron Heights Public School
Bluewater DSB
Elementary812 m7.2 / 10
72% met the standard
Asynchronous AcademySecondary1.1 kmNot reported
Elgin Market Public School
Bluewater DSB
Elementary1.6 km7.5 / 10
75% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Kincardine261 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$476k$694k$913k20252026this home’s asking price
$597klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d17d35d20252026
19dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in kincardine. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 823 people.

$103,000Median household income
80.6%Own their home
71%Detached houses
42Median age
13.7%Born outside Canada
27.7%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35410194 — the few blocks around this address, home to 823 people. It describes the area, not this property.

823Population
42Average age
2.4Household size
$118,000Average household income
$103,000Median household income
81%Own their home
19%Rent
15%Condominiums
14%Born outside Canada
28%University degree
$536,000Average home value
7%Low income
81%Not in the labour force
22%Never married
Under $5,0001%
$10,000 to $14,9992%
$15,000 to $19,9991%
$25,000 to $29,9992%
$30,000 to $34,9992%
$35,000 to $39,9993%
$40,000 to $44,9991%
$45,000 to $49,9991%
$50,000 to $59,9995%
$60,000 to $69,9994%
$70,000 to $79,9993%
$80,000 to $89,9994%
$90,000 to $99,9993%
$100,000 and over35%
$100,000 to $124,9999%
$125,000 to $149,9994%
$150,000 to $199,9999%
$200,000 and over13%

Percentages are of the 535 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$180,980 · minimum here is $65,490
$4,006.70per month
Borrowed before insurance$723,920
Total borrowed$723,920
Interest over 25 years at 4.5%$478,090

If you rented it out

-$4,459.78per month out of pocket
Rent$0.00
Everything it costs to hold$4,459.78
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX Land Exchange Ltd.. Listing data provided by the Toronto Regional Real Estate Board.