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105 Fraser Lane, Elizabethtown-Kitley, ON K6V 7E2

3 beds · 2 baths · 1 kitchen · 10 rooms · 2 parking spaces · 1500-2000 sq ft · Detached
$1,149,000
Property tax
$7,721 / year

Million Dollar View!! Watch the ships chart the St. Lawrence River as you sip your morning coffee on the riverfront porch, or just relax on the primary bedroom balcony and take in the panoramic views. You could be the proud owner of this stunning, custom built, 2 storey, 3 bedroom home in the prestigious neighbourhood of Butternut Bay. High end renovations can be seen as you go from room to room. Crown molding, built-in cabinetry, hardwood floors, granite countertops and much, much more. No expense has been spared. Beautiful gardens surround this manicured, landscaped yard. Putter around in the gardeners shed that can easily be converted to a summer bunkie. This home is just waiting for you to impress your friends and family. Book your showing today, you will not be disappointed.

MLS number
X12276546
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
K6V 7E2
Photos
29
429days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 623 people.

$130,000Median household income
95.7%Own their home
100%Detached houses
57.6Median age
13.8%Born outside Canada
38.2%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35070253 — the few blocks around this address, home to 623 people. It describes the area, not this property.

623Population
52.5Average age
2.3Household size
$180,000Average household income
$130,000Median household income
96%Own their home
4%Rent
0%Condominiums
14%Born outside Canada
38%University degree
$770,000Average home value
5%Low income
77%Not in the labour force
16%Never married
$25,000 to $29,9991%
$35,000 to $39,9991%
$45,000 to $49,9992%
$50,000 to $59,9992%
$60,000 to $69,9995%
$70,000 to $79,9992%
$80,000 to $89,9993%
$90,000 to $99,9996%
$100,000 and over38%
$100,000 to $124,9995%
$125,000 to $149,9998%
$150,000 to $199,9998%
$200,000 and over17%

Percentages are of the 430 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$229,800 · minimum here is $89,900
$5,087.52per month
Borrowed before insurance$919,200
Total borrowed$919,200
Interest over 25 years at 4.5%$607,057

If you rented it out

-$5,730.94per month out of pocket
Rent$0.00
Everything it costs to hold$5,730.94
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX RISE EXECUTIVES. Listing data provided by the Toronto Regional Real Estate Board.