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Playa Caracol - Ventanas del Mar, Panama

3 beds · 2 baths · 1 kitchen · 5 rooms · 1 parking space · 1000-1199 sq ft · No locker · Laundry in unit · Condo Apartment
$355,000

Also includedBuilding Insurance · Common Elements · Parking

Maintenance fee
$250 / month
Included in the fee
Building Insurance, Common Elements, Parking

Turn-key, furnished 3-bed/2-bath condominium (~1,109 sq ft / 103 m, 2018) in Ventanas del Mar 2 within the gated Playa Caracol beach community (Chame, Panamá Oeste). Bright, open-concept living; equipped kitchen, A/C, built-ins, hot-water, and ceramic/marble floors. Community features include elevator, outdoor pool, club house, tennis, BBQ/picnic areas, landscaped gardens, children's areas, and visitor parking, with paved access and gatehouse security. Beach access for residents inside the community. One surface parking space. Admin/HOA reported at US$180 (frequency/inclusions to be confirmed). Offered fully furnished with flexible possession. Notes for accuracy/compliance: measurements and details are as provided by the seller/website; buyers may verify room sizes, fees, inclusions and community rules to their satisfaction. This is an international sale completed in Panama (USD) with local notary/counsel; Ontario advertising used here for marketing only.

MLS number
X12344415
Type
Condo Apartment
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
Withheld
Photos
27
Locker
No
Laundry
Ensuite
Included in the fee
Building Insurance, Common Elements, Parking
394days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$71,000 · minimum here is $17,750
$1,571.86per month
Borrowed before insurance$284,000
Total borrowed$284,000
Interest over 25 years at 4.5%$187,559

If you rented it out

-$1,821.86per month out of pocket
Rent$0.00
Everything it costs to hold$1,821.86
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX HALLMARK YORK GROUP REALTY LTD.. Listing data provided by the Toronto Regional Real Estate Board.