97 Wharncliffe Road S, London South, ON N6J 2K2
Welcome to 97 Wharncliffe Road South! A solid 2.5-storey brick property offering endless potential in a high-visibility location just minutes from downtown. Currently set up as a business, this property is perfect for entrepreneurs, investors, or those looking for a live/work opportunity. The main floor is well-suited for office, retail, or service-based businesses and also includes a convenient half bathroom. The upper levels offer the potential to be converted into an apartment, complete with two full bathrooms across the second and third floors, ideal for creating an excellent income stream or a comfortable owners residence.Inside, you'll find unique interior architecture with plenty of character. The property also showcases original oak floors on the main level that could be beautifully revitalized, and original pine floors on the second level. What sets this property apart is its extra-deep lot, which extends far beyond the typical city property. With a two-car garage and ample parking, theres plenty of room to expand, redevelop, or add accessory units, making this a standout investment for the future. The brick exterior remains in excellent condition for its age, providing both durability and timeless curb appeal. Zoned Arterial Commercial, the property allows for a wide range of permitted uses including offices, clinics, restaurants, studios, personal service establishments, and more. Bring your vision, this property offers the location, flexibility, and space to create something exceptional.
- MLS number
- X12368622
- Type
- Commercial Retail
- Status
- Active
- Bedrooms
- —
- Bathrooms
- 3
- Postal code
- N6J 2K2
- Photos
- 35
- Property tax
- $11,121 / year
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Commercial Retail
- Class
- Commercial
- Age
- 100+
- Community
- South E
- Municipality
- London South
- Cross street
- Wharncliffe Rd. S. and Horton St. W.
- Zoning
- AC4(2)
Inside
- Bathrooms
- 3
- Washrooms
- 3
Parking
- Garage
- Double Detached
- Driveway spaces
- 12
Land
- Lot
- 50 × 250 feet
- Shape
- Rectangular
Heating, cooling and services
- Heating
- Gas Forced Air Closed
- Cooling
- No
- Water
- Municipal
Listing
- MLS number
- X12368622
- Status
- Extension
- Previous status
- New
- Listed on
- 2025-08-28
- Expires
- 2026-11-30
- Taxes
- $11,121 (2025)
- Board
- One Point Association of REALTORS
Listing history
No previous listings found for this address.
Where this property is
Where this address sits, matched against open government data.
Matched to a published address point for this address.
Schools
The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.
Other schools nearby
By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.
| School | Level | Distance | Rating |
|---|---|---|---|
| Victoria Public School Thames Valley DSB | Elementary | 217 m | / 10 42% met the standard |
| Infinity School | Elementary | 650 m | Not reported |
| St Martin Separate School London District Catholic School Board | Elementary | 936 m | / 10 72% met the standard |
| London Christian Academy | Elementary | 1.1 km | Not reported |
| Wortley Road Public School Thames Valley DSB | Elementary | 1.4 km | / 10 71% met the standard |
| London International Academy | Secondary | 1.4 km | Not reported |
How the rating is calculated
EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.
Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.
What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.
Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.
H-Value
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 290 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35390889 — the few blocks around this address, home to 290 people. It describes the area, not this property.
Percentages are of the 160 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.