Homula Realty Brokerage
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45 Riverbend Crescent, Haldimand, ON N0A 1L0

3 beds · 2 baths · 1 kitchen · 6 rooms · 3 parking spaces · 1500-2000 sq ft · Detached
$474,900
Property tax
$3,045 / year

This beautifully landscaped bungalow boasts stunning curb appeal and direct waterfront views of Lake Erie. Offering 3 bedrooms, 2 bathrooms, and 1,650 sq. ft. of living space, this hidden gem community has so much to offer. As you step inside, you're greeted by a bright open concept living and dining area, perfect for entertaining. The modern kitchen features quartz countertops, built-in appliances, a convenient pot filler above the stove, and abundant cabinetry. The primary suite includes a spacious walk-in ensuite for your comfort and privacy. Outdoors, enjoy a backyard oasis complete with a large deck, two gazebos, and a built-in barbecue with plumbing hook-up for ultimate ease. you'll have access to incredible amenities including an inground pool, community events, and endless outdoor activities, along with Selkirk Provincial Park being right next door. This home truly blends modern convenience, outdoor living, and natural beauty.

MLS number
X12370927
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
N0A 1L0
Photos
30
Laundry
Not in the unit
379days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Haldimand727 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$469k$630k$791k20252026this home’s asking price
$653klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d25d51d20252026
30dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in haldimand. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$94,980 · minimum here is $23,745
$2,102.75per month
Borrowed before insurance$379,920
Total borrowed$379,920
Interest over 25 years at 4.5%$250,906

If you rented it out

-$2,356.50per month out of pocket
Rent$0.00
Everything it costs to hold$2,356.50
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX ESCARPMENT GOLFI REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.