Homula Realty Brokerage
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22 COUNTRY Trail, Georgian Bay, ON L0K 1S0

3 beds · 3 baths · 1 kitchen · 7 rooms · 2 parking spaces · 1400-1599 sq ft · Detached Condo
$699,000

Also includedCommon Elements · Parking

Maintenance fee
$171 / month
Property tax
$3,510 / year
Included in the fee
Common Elements, Parking

Immaculately maintained home with an abundance of amenities within the Oak Bay Golf & Marina Community! With an immense amount of recent updates, this home stands out among the rest with a near full renovation completed in 2019. Enjoy having a family meal cooked in your custom-built kitchen, equipped with high-end appliances and quartz countertops, with all of your favourite guests surrounding the oversized and fully movable centre island. Stay private with your Hunter Douglas Shades and California Shutters, or open them up and enjoy your view from the comfort of your home of golfers teeing off on the Oak Bay Golf Course. The 3-Season Sunroom is a fantastic place to enjoy a book, drink your morning coffee and enjoy the outdoors within in a comfortable room. Upstairs, the primary bedroom offers an extremely spacious getaway, equipped with a wonderfully updated 5 piece bathroom - and if you're looking for some fresh air, the walk-out to the balcony offers a fantastic view just steps away from your bed! And one of the greatest features - you will never worry about losing power again with a Generac whole-home generator. All updates were done tastefully and with great quality - American Standard and Kohler fixtures, Kitchen-Aid professional appliances, Hunter Douglas Shades, Luxury Vinyl Plank Flooring, and a Custom Designed Kitchen equipped with (4!) Garbage/Recycling Pullouts, Spice Pull-Outs and Crown Moulding for an entirely seamless look. This wonderful home is located just minutes off of the highway with an immense amount of shopping surrounding the area. One of the few homes backing onto the Oak Bay Golf Course, this is the perfect retreat!

MLS number
X12374875
Type
Detached Condo
Status
Active
Bedrooms
3
Bathrooms
3
Postal code
L0K 1S0
Photos
44
Included in the fee
Common Elements, Parking
375days · this listing
—days · this property
Registration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this home is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,155 people.

$92,000Median household income
94.3%Own their home
98.1%Detached houses
59.2Median age
11.9%Born outside Canada
24.8%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35440275 — the few blocks around this address, home to 1,155 people. It describes the area, not this property.

1,155Population
53.4Average age
2.1Household size
$147,000Average household income
$92,000Median household income
94%Own their home
6%Rent
3%Condominiums
12%Born outside Canada
25%University degree
$988,000Average home value
11%Low income
100%Not in the labour force
18%Never married
Under $5,0001%
$5,000 to $9,9991%
$10,000 to $14,9991%
$15,000 to $19,9991%
$20,000 to $24,9991%
$25,000 to $29,9991%
$30,000 to $34,9991%
$35,000 to $39,9992%
$40,000 to $44,9993%
$45,000 to $49,9993%
$50,000 to $59,9993%
$60,000 to $69,9996%
$70,000 to $79,9996%
$80,000 to $89,9994%
$90,000 to $99,9995%
$100,000 and over30%
$100,000 to $124,9997%
$125,000 to $149,9995%
$150,000 to $199,9998%
$200,000 and over10%

Percentages are of the 790 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$139,800 · minimum here is $44,900
$3,095.02per month
Borrowed before insurance$559,200
Total borrowed$559,200
Interest over 25 years at 4.5%$369,306

If you rented it out

-$3,558.52per month out of pocket
Rent$0.00
Everything it costs to hold$3,558.52
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by KELLER WILLIAMS EMPOWERED REALTY. Listing data provided by the Toronto Regional Real Estate Board.