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103 Peninsula Drive, Trent Lakes, ON K0M 1A0

3+2 beds · 3 baths · 1 kitchen · 8+4 rooms · 4 parking spaces · 1100-1500 sq ft · Laundry on the main level level · Detached
$969,900
Property tax
$3,168 / year

FANTASTIC INVESTMENT ( WITH OVER 100K IN BOOKINGS THRU AIRBNB ) BEST OF BOTH WORLDS, INCOME GENERATING AND YOUR OWN ENJOYMENT!! Spend Your Days Lakeside This Summer & All Through The 4 Seasons, In This Turn-Key Cottage Perfectly Located Close To The "Hip Town" Of Bobcaygeon! FANTASTIC INVESTMENT W/ Most Furnishings Incl. 3+2 Bedrms, 3 Bathrms With W/O Lower. New 280 Sq. Ft. Sunroom W/ Walkout To Deck & Stunning Views. The Interior Has Kawartha-Cozy Vibes W/ Open Plan Layout, Lounge Area W/ Woodstove, 2 Pc. & 3 Pc. Bathrms, M/F Laundry. Lower Features A Separate Entrance W/ Kitchenette, 3 Pc. Bathrm, 2 Bedrms & Living Rm, Making It The Ideal Place For Those Who Require A Separate Space For Guests. Large Lakeside Bunkie. New Metal Roof 2021, New Eavetrough/Fascia Equipped W/ Gutter Guards 2022. Forced Air Propane Heating W/ Central Air. Sandy Beach Area For Swimming & A Lake Water Bubbler System To Keep The Lily Pads At Bay. Parking For 4-6. Extensive Dock Incl. Little Bald Lake Is Part Of The Trent Severn Waterway W/ Access To 4 Other Lakes Lock Free + More. Less Than 2 Hrs From Gta. High Speed Internet W/ Bell.

MLS number
X12431795
Type
Detached
Status
Active
Bedrooms
5
Bathrooms
3
Postal code
K0M 1A0
Photos
45
Laundry
Main Level level
349days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,020 people.

$83,000Median household income
93.1%Own their home
99%Detached houses
59.6Median age
11.7%Born outside Canada
22.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35150313 — the few blocks around this address, home to 1,020 people. It describes the area, not this property.

1,020Population
53.5Average age
2Household size
$107,200Average household income
$83,000Median household income
93%Own their home
7%Rent
0%Condominiums
12%Born outside Canada
22%University degree
$792,000Average home value
10%Low income
16%Never married
$5,000 to $9,9991%
$10,000 to $14,9991%
$15,000 to $19,9992%
$20,000 to $24,9991%
$25,000 to $29,9993%
$30,000 to $34,9993%
$35,000 to $39,9993%
$40,000 to $44,9993%
$45,000 to $49,9991%
$50,000 to $59,9995%
$60,000 to $69,9995%
$70,000 to $79,9996%
$80,000 to $89,9996%
$90,000 to $99,9995%
$100,000 and over28%
$100,000 to $124,9999%
$125,000 to $149,9995%
$150,000 to $199,9996%
$200,000 and over7%

Percentages are of the 680 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$193,980 · minimum here is $71,990
$4,294.51per month
Borrowed before insurance$775,920
Total borrowed$775,920
Interest over 25 years at 4.5%$512,432

If you rented it out

-$4,558.51per month out of pocket
Rent$0.00
Everything it costs to hold$4,558.51
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX REALTRON REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.