Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

885 Highway 36 Road, Kawartha Lakes, ON K9V 4R4

Farm
$2,499,000

Visit REALTOR website for additional information. Amazing 70 acre property featuring Equine Centre, fully renovated 5 BR Century Home (1855) + 2 additions, 3 car detached garage,15 stall horse barn, paddocks, hay fields & country views! Located in heart of Kawartha's Town of Lindsay 5 mins away for shopping, restaurants, schools, hospital. Also Trent Severn waterway & marinas for boating 3 minutes away.

MLS number
X12522584
Type
Farm
Status
Active
Bedrooms
—
Bathrooms
—
Postal code
K9V 4R4
Photos
20
Property tax
$3,521 / year
311days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$499,800 · minimum here is $499,800
$11,065.03per month
Borrowed before insurance$1,999,200
Total borrowed$1,999,200
Interest over 25 years at 4.5%$1,320,309

If you rented it out

-$11,358.45per month out of pocket
Rent$0.00
Everything it costs to hold$11,358.45
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by PG DIRECT REALTY LTD.. Listing data provided by the Toronto Regional Real Estate Board.