Homula Realty Brokerage
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244 O'Neil Street, Peterborough, ON K9K 0H1

4 beds · 4 baths · 1 kitchen · 11 rooms · 2 parking spaces · 2000-2500 sq ft · Detached
$619,900
Property tax
$1,326 / year

*** Visit the REALTOR website for further information about this Listing *** Stunning 4-bedroom, 3.5-bathroom single detached home in Peterborough's sought-after West End community. Offering 2,074 sq. ft. of living space, this residence features a classic brick and vinyl exterior, 9' main-floor ceilings, extra-tall windows, a covered front porch, and a single garage. The brand new home design features 4 large bedrooms 3.5 bathrooms including a primary ensuite with free standing soaker tub, double sink vanity and separate glass shower. The home also includes hardwood flooring on the main floor, ceramic tile throughout wet areas and quality carpet on the second floor. The open-concept kitchen/great room is anchored by quartz kitchen countertops, perfect for everyday living and entertaining. The purchaser still has the option of choosing all of the interior and exterior finishings for this new home. The structure is to be built; the photos are of the similar construction.

MLS number
X12547030
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
4
Postal code
K9K 0H1
Photos
29
Laundry
Not in the unit
302days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
St. Teresa Catholic Elementary School
Peterborough Victoria Northum Clarington CDSB
Elementary1.3 km7.5 / 10
75% met the standard
Westmount Public School
Kawartha Pine Ridge DSB
Elementary1.3 km6.9 / 10
69% met the standard
St. Peter Catholic Secondary School
Peterborough Victoria Northum Clarington CDSB
Secondary1.2 km7.2 / 10
72% met the standard · 2 of 6 measures
Highland Heights Public School
Kawartha Pine Ridge DSB
Elementary1.4 km5.5 / 10
55% met the standard
Queen Mary Public School
Kawartha Pine Ridge DSB
Elementary1.8 km5.5 / 10
55% met the standard
St. Catherine Catholic Elementary School
Peterborough Victoria Northum Clarington CDSB
Elementary2.5 km7.6 / 10
76% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Monaghan Ward 2321 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$617k$685k$753k20252026this home’s asking price
$731klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
97%98%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d27d54d20252026
26dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in monaghan ward 2. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,741 people.

$115,000Median household income
93.2%Own their home
80.2%Detached houses
37.2Median age
19.5%Born outside Canada
39.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35150327 — the few blocks around this address, home to 1,741 people. It describes the area, not this property.

1,741Population
36.9Average age
3Household size
$128,000Average household income
$115,000Median household income
93%Own their home
7%Rent
0%Condominiums
20%Born outside Canada
40%University degree
$692,000Average home value
5%Low income
54%Not in the labour force
21%Never married
Under $5,0001%
$10,000 to $14,9991%
$20,000 to $24,9991%
$25,000 to $29,9991%
$30,000 to $34,9991%
$35,000 to $39,9991%
$40,000 to $44,9991%
$45,000 to $49,9991%
$50,000 to $59,9992%
$60,000 to $69,9993%
$70,000 to $79,9993%
$80,000 to $89,9994%
$90,000 to $99,9995%
$100,000 and over39%
$100,000 to $124,99910%
$125,000 to $149,9999%
$150,000 to $199,9999%
$200,000 and over9%

Percentages are of the 905 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$123,980 · minimum here is $36,990
$2,744.78per month
Borrowed before insurance$495,920
Total borrowed$495,920
Interest over 25 years at 4.5%$327,515

If you rented it out

-$2,855.28per month out of pocket
Rent$0.00
Everything it costs to hold$2,855.28
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by EASY LIST REALTY LTD.. Listing data provided by the Toronto Regional Real Estate Board.