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342008 Concession 14 Road, Georgian Bluffs, ON N0H 2T0

3 beds · 3 baths · 1 kitchen · 11 rooms · 10 parking spaces · 1500-2000 sq ft · Detached
$669,000
Property tax
$2,914 / year

Welcome to 342008 Concession 14, a modern farmhouse retreat tucked into the quiet beauty of Georgian Bluffs. Set on just under an acre and wrapped in mature trees, this updated bungalow offers the kind of calm you can actually feel, the kind that makes you forget the city even exists. Step inside to bright, open living spaces filled with natural light and thoughtful custom details, from the trim work to the barn doors carried throughout the main floor. The newly completed primary suite (2024) feels like a true getaway, complete with a fresh, spa-inspired ensuite. Two additional bedrooms and a modern 4-piece bath round out the main level, keeping family life easy and uncluttered. Downstairs, the finished lower level extends the home's comfort with a fourth bedroom and a cozy wood-burning fireplace, perfect for movie nights or slow winter weekends. This level also offers a third full bathroom and flexible space for guests, hobbies or a quiet retreat. Recent updates bring peace of mind along with the peaceful setting, including a new roof and timber-frame front porch (both 2020), creating a warm and timeless first impression the moment you arrive. And when you're ready to explore, you're minutes from Shallow Lake and a short drive to Wiarton, Sauble Beach and Owen Sound. A place to slow life down with room to breathe, grow and simply be. Welcome home.

MLS number
X12562678
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
3
Postal code
N0H 2T0
Photos
50
Laundry
Not in the unit
298days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Georgian Bluffs — 213 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$582k$673k$764k20252026this home’s asking price
$760klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%98%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-2d56d115d20252026
38dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in georgian bluffs. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 955 people.

$79,000Median household income
95.1%Own their home
98.9%Detached houses
61.2Median age
9.5%Born outside Canada
17.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35410249 — the few blocks around this address, home to 955 people. It describes the area, not this property.

955Population
54.5Average age
2.1Household size
$91,600Average household income
$79,000Median household income
95%Own their home
5%Rent
0%Condominiums
10%Born outside Canada
17%University degree
$582,000Average home value
9%Low income
12%Never married
$5,000 to $9,9991%
$15,000 to $19,9991%
$20,000 to $24,9992%
$25,000 to $29,9993%
$30,000 to $34,9992%
$35,000 to $39,9993%
$40,000 to $44,9994%
$45,000 to $49,9993%
$50,000 to $59,9996%
$60,000 to $69,9998%
$70,000 to $79,9996%
$80,000 to $89,9997%
$90,000 to $99,9996%
$100,000 and over25%
$100,000 to $124,99912%
$125,000 to $149,9994%
$150,000 to $199,9996%
$200,000 and over3%

Percentages are of the 595 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$133,800 · minimum here is $41,900
$2,962.19per month
Borrowed before insurance$535,200
Total borrowed$535,200
Interest over 25 years at 4.5%$353,456

If you rented it out

-$3,205.02per month out of pocket
Rent$0.00
Everything it costs to hold$3,205.02
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by EXP REALTY. Listing data provided by the Toronto Regional Real Estate Board.