Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

179 Agnes Street, Pembroke, ON K8A 0C7

Commercial Retail
$579,000

Exceptional investment opportunity in the heart of downtown Pembroke. This well-maintained, modern commercial building offers approximately 4,000 sq. ft. and is currently occupied by a reliable long-term tenant-ideal for investors seeking stable income with strong future potential. Features include ample on-site parking, a durable steel roof, and a recently updated A/C system for added efficiency and peace of mind. The interior layout includes a convenient 12' x 15' office area, providing functional workspace within the building. A prime downtown location close to amenities, services, and steady foot/vehicle traffic makes this a solid addition to any investment portfolio. All offers must include a 48-hour irrevocable.

MLS number
X12732358
Type
Commercial Retail
Status
Active
Bedrooms
—
Bathrooms
—
Postal code
K8A 0C7
Photos
13
Property tax
$10,625 / year
229days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Cathedral Catholic School
Renfrew County CDSB
Elementary256 mNot reported
École secondaire publique L'Équinoxe
CÉP de l'Est de l'Ontario
Secondary265 m7.2 / 10
72% met the standard · 2 of 6 measures
École élémentaire publique L'Équinoxe
CÉP de l'Est de l'Ontario
Elementary291 m6.5 / 10
65% met the standard
Bishop Smith Separate School
Renfrew County CDSB
Elementary727 mNot reported
Renfrew County Adult Day School
Renfrew County DSB
Secondary660 mNot reported
Holy Name Separate School
Renfrew County CDSB
Elementary1.0 km5.1 / 10
51% met the standard · 3 of 6 measures
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 479 people.

$49,200Median household income
32.6%Own their home
28%Detached houses
34.4Median age
7.2%Born outside Canada
15.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35470209 — the few blocks around this address, home to 479 people. It describes the area, not this property.

479Population
38.7Average age
1.8Household size
$66,500Average household income
$49,200Median household income
33%Own their home
67%Rent
9%Condominiums
7%Born outside Canada
15%University degree
$280,000Average home value
25%Low income
71%Not in the labour force
39%Never married
Under $5,0002%
$5,000 to $9,9992%
$10,000 to $14,9992%
$15,000 to $19,9997%
$20,000 to $24,9997%
$25,000 to $29,9995%
$30,000 to $34,9995%
$35,000 to $39,9993%
$40,000 to $44,9995%
$45,000 to $49,9995%
$50,000 to $59,9998%
$60,000 to $69,9998%
$70,000 to $79,9997%
$80,000 to $89,9993%
$90,000 to $99,9993%
$100,000 and over14%
$100,000 to $124,9995%
$125,000 to $149,9995%
$150,000 to $199,9993%

Percentages are of the 295 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$115,800 · minimum here is $32,900
$2,563.69per month
Borrowed before insurance$463,200
Total borrowed$463,200
Interest over 25 years at 4.5%$305,906

If you rented it out

-$3,449.10per month out of pocket
Rent$0.00
Everything it costs to hold$3,449.10
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by EXIT OTTAWA VALLEY REALTY. Listing data provided by the Toronto Regional Real Estate Board.