Homula Realty Brokerage
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45 B Howard Street, Haldimand, ON N0A 1H0

3 beds · 3 baths · 1 kitchen · 7 rooms · 3 parking spaces · 1500-2000 sq ft · Laundry on the upper level level · Semi-Detached
$659,900

Take advantage of the new HST rebate with this incredible opportunity to own a brand-new home at a reduced price. Stylish finishes, functional layout, and exceptional value make this a must-see. This stunning, brand new 1,887 sq. ft. semi-detached home has been crafted by renowned builder Venture Homes and is situated in an established Hagersville neighbourhood. Featuring a bright and spacious main floor with engineered hardwood, this home offers large principal rooms perfect for entertaining and family life. The chef's kitchen boasts quartz countertops, an island, stylish backsplash, under-cabinet lighting, and soft-close cabinetry. Upstairs, three oversized bedrooms await, including a primary suite with a huge walk-in closet and a convenient ensuite bath. Enjoy the practicality of a second-floor laundry room and a total of three modern bathrooms. Additional upgrades include central air, an insulated garage with automatic opener and a 10' wide door, a covered front porch, elegant wood railings with steel balustrades, 5" baseboards throughout and ideally situated on a 140' deep lot offering rear access from a rear alley. Includes 4 appliances, Tankless water heater, back deck and insulated garage with garage door opener. Quick closing is available. Attractive financing guaranteed 3.99% for 3-5 yr mortgages 25 yr amortization OAC. The home is Tarion-certified for peace of mind, and the location is unbeatable-close to schools, shopping, and the hospital. Move-in ready with no disappointments!

MLS number
X12732948
Type
Semi-Detached
Status
Active
Bedrooms
3
Bathrooms
3
Postal code
N0A 1H0
Photos
41
Laundry
Upper Level level
229days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$131,980 · minimum here is $40,990
$2,921.89per month
Borrowed before insurance$527,920
Total borrowed$527,920
Interest over 25 years at 4.5%$348,648

If you rented it out

-$2,921.89per month out of pocket
Rent$0.00
Everything it costs to hold$2,921.89
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX ESCARPMENT REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.