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53 Creekside Circle, Kawartha Lakes, ON K0M 1L0

2 beds · 2 baths · 1 kitchen · 6 rooms · 2 parking spaces · 1100-1500 sq ft · Laundry on the main level level · Modular Home
$444,000
Property tax
$1,599 / year

Welcome Home - Heron's Landing offers adult lifestyle living (55+) including a members only private community event center - gym, change rooms, events space, kitchen, library, hobby area, games room and heated outdoor pool complete with patio. 53 Creekside Circle has been updated during 2024/25 offering new hardwood floors, luxury vinyl flooring, kitchen counter tops, deck & interior painted. Situated between Bobcaygeon and Lindsay Heron's Landing offers a convenient lifestyle of privacy & amenities including theatre, local cafes, breweries showcasing interesting boutique style shopping experiences. Pride of ownership, this immaculate home includes covered front porch, side decking plus covered rear porch. The primary suite hosts a three season sunroom, walk in closet and spacious 4 pc ensuite. A floor to ceiling stone fireplace featuring propane insert is the perfect place to get cozy on cooler days. Insulated shed perfect for storage, mature established perennial gardens with paved driveway ensure you feel special as you call 53 Creekside Circle your home. Property Website https://show.tours/53creeksidecir Deliverables (downloads) - https://show.tours/Ln9QZup7EawN2gM6xv4J

MLS number
X12782578
Type
Modular Home
Status
Active
Bedrooms
2
Bathrooms
2
Postal code
K0M 1L0
Photos
47
Laundry
Main Level level
213days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Dunsford District Elementary School
Trillium Lakelands DSB
Elementary2.1 km7.3 / 10
73% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 641 people.

$70,000Median household income
89.8%Own their home
59.6%Detached houses
51.6Median age
11.3%Born outside Canada
8.8%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35160205 — the few blocks around this address, home to 641 people. It describes the area, not this property.

641Population
46.8Average age
2.5Household size
$88,000Average household income
$70,000Median household income
90%Own their home
10%Rent
0%Condominiums
11%Born outside Canada
9%University degree
$464,000Average home value
13%Low income
100%Not in the labour force
21%Never married
$20,000 to $24,9993%
$25,000 to $29,9993%
$30,000 to $34,9995%
$35,000 to $39,9995%
$40,000 to $44,9995%
$45,000 to $49,9993%
$50,000 to $59,9998%
$60,000 to $69,9999%
$70,000 to $79,9996%
$80,000 to $89,9995%
$90,000 to $99,9995%
$100,000 and over23%
$100,000 to $124,9998%
$125,000 to $149,9996%
$150,000 to $199,9996%
$200,000 and over3%

Percentages are of the 330 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$88,800 · minimum here is $22,200
$1,965.94per month
Borrowed before insurance$355,200
Total borrowed$355,200
Interest over 25 years at 4.5%$234,581

If you rented it out

-$2,099.19per month out of pocket
Rent$0.00
Everything it costs to hold$2,099.19
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Corcoran Horizon Realty. Listing data provided by the Toronto Regional Real Estate Board.