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25 Thomas Street, Tweed, ON K0K 3H0

5 beds · 2 baths · 2 kitchens · 12 rooms · 2 parking spaces · 1500-2000 sq ft · Duplex
$299,900
Property tax
$1,177 / year

Positioned on a generous corner lot on Thomas Street in Thomasburg, just seconds off Highway 37, this duplex offers space, flexibility, and outstanding potential for the right buyer. One unit features a functional main floor layout with the kitchen, comfortable living room, and a full 4-piece bath. Upstairs, you'll find two well-sized bedrooms offering privacy and separation from the main living area. The second unit provides even more space, with a kitchen, dining area, and living room on the main level. Upstairs includes three bedrooms, a 4-piece bath, and additional storage space. The well-proportioned corner lot adds to the appeal, offering yard space, parking flexibility, and future improvement possibilities. Located just a short drive to Tweed and an easy commute to Belleville. Whether you're a first-time home buyer looking to offset your mortgage with rental income, a contractor seeking your next project, or an investor searching for a solid addition to your portfolio, this duplex presents a fantastic opportunity to build equity and unlock its full potential.

MLS number
X12801932
Type
Duplex
Status
Active
Bedrooms
5
Bathrooms
2
Postal code
K0K 3H0
Photos
31
Laundry
Not in the unit
206days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 641 people.

$79,500Median household income
88.9%Own their home
90.6%Detached houses
49.2Median age
6.5%Born outside Canada
14.2%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35120402 — the few blocks around this address, home to 641 people. It describes the area, not this property.

641Population
45.7Average age
2.4Household size
$87,000Average household income
$79,500Median household income
89%Own their home
11%Rent
0%Condominiums
7%Born outside Canada
14%University degree
$436,000Average home value
11%Low income
69%Not in the labour force
24%Never married
$15,000 to $19,9991%
$20,000 to $24,9993%
$25,000 to $29,9993%
$30,000 to $34,9993%
$35,000 to $39,9993%
$40,000 to $44,9994%
$45,000 to $49,9993%
$50,000 to $59,9997%
$60,000 to $69,9995%
$70,000 to $79,9995%
$80,000 to $89,9997%
$90,000 to $99,9993%
$100,000 and over26%
$100,000 to $124,99911%
$125,000 to $149,9995%
$150,000 to $199,9997%
$200,000 and over4%

Percentages are of the 365 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$59,980 · minimum here is $14,995
$1,327.89per month
Borrowed before insurance$239,920
Total borrowed$239,920
Interest over 25 years at 4.5%$158,448

If you rented it out

-$1,425.98per month out of pocket
Rent$0.00
Everything it costs to hold$1,425.98
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal Lepage Proalliance Realty. Listing data provided by the Toronto Regional Real Estate Board.