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25 PEN LAKE POINT Road 316, Huntsville, ON P1H 1A9

1 bed · 1 bath · 1 kitchen · 3 rooms · 1 parking space · 600-699 sq ft · Locker · Laundry in building · Condo Apartment
$349,900

Utilities includedHeat · Water

Also includedBuilding Insurance · Parking

Maintenance fee
$618 / month
Property tax
$4,086 / year
Included in the fee
Heat, Water, Building Insurance, Parking

A Muskoka Retreat with Earning Potential! Dreaming of owning a little slice of Muskoka? Welcome to Unit 316 at Lakeside Lodge in Deerhurst Resort a beautifully furnished 1-bedroom condo that offers the best of both worlds: a carefree cottage lifestyle with the potential to generate income when you're not using it. Step inside and you're greeted by a bright, open-concept layout with a full kitchen, island seating, and a cozy gas fireplace perfect for curling up after a day on the trails or the lake. The spacious living area flows out to a private balcony with peaceful views over Sunset Bay - your front-row seat to golden morning light and quiet evening skies. As part of the Deerhurst community, you'll enjoy year-round access to resort-style amenities: a lakeside outdoor pool, fitness center, owners lounge, shared spaces, laundry facilities, and of course, the sparkling waters of Peninsula Lake. Summer days are made for swimming, paddling, hiking, and tennis, while winter invites you to hit the cross-country ski trails or spend the day carving turns at nearby Hidden Valley Ski Club. This unit is currently enrolled in the resorts rental program, giving you the option to earn rental income when you're not here - making it a smart and low-maintenance way to step into the Muskoka market, whether you're a first-time buyer or savvy investor. Tucked just minutes from downtown Huntsville's shops, restaurants, and cultural gems and a short drive to Algonquin and Arrowhead Parks this is more than a property; its a lifestyle. Don't miss this chance to own a piece of Muskoka charm with flexibility and potential.

MLS number
X12807764
Type
Condo Apartment
Status
Active
Bedrooms
1
Bathrooms
1
Postal code
P1H 1A9
Photos
28
Locker
Yes — Ensuite and Exclusive
Laundry
Common Area, Laundry Room, In Basement
Included in the fee
Heat, Water, Building Insurance, Parking
204days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to the building rather than the unit — every unit in a tower shares one coordinate.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,387 people.

$102,000Median household income
95%Own their home
83.3%Detached houses
50.8Median age
6.5%Born outside Canada
31.6%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35440166 — the few blocks around this address, home to 1,387 people. It describes the area, not this property.

1,387Population
46.5Average age
2.4Household size
$121,200Average household income
$102,000Median household income
95%Own their home
5%Rent
8%Condominiums
7%Born outside Canada
32%University degree
$816,000Average home value
7%Low income
79%Not in the labour force
21%Never married
Under $5,0001%
$10,000 to $14,9991%
$20,000 to $24,9991%
$25,000 to $29,9991%
$30,000 to $34,9991%
$35,000 to $39,9992%
$40,000 to $44,9993%
$45,000 to $49,9992%
$50,000 to $59,9994%
$60,000 to $69,9995%
$70,000 to $79,9994%
$80,000 to $89,9994%
$90,000 to $99,9993%
$100,000 and over34%
$100,000 to $124,9999%
$125,000 to $149,9996%
$150,000 to $199,9998%
$200,000 and over10%

Percentages are of the 865 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$69,980 · minimum here is $17,495
$1,549.28per month
Borrowed before insurance$279,920
Total borrowed$279,920
Interest over 25 years at 4.5%$184,864

If you rented it out

-$2,507.78per month out of pocket
Rent$0.00
Everything it costs to hold$2,507.78
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Chestnut Park Real Estate. Listing data provided by the Toronto Regional Real Estate Board.