Homula Realty Brokerage
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248 Victoria Street W, North Huron, ON N0G 2W0

Vacant Land
$250,000
Property tax
$200 / year

PLEASE FEEL FREE TO VISIT ANYTIME. 5.8 AC Waterfront vacant on Maitland River, with year around municipal road access, you can drive in to the property. See Survey Plan 425 (Not a LAND LOCK). Perfect for enjoying the great outdoors with stunning water views and direct river access. Surrounded by PUBLIC (municipal owned) land on the WEST and only one neighbour on the North, natural beauty, this retreat provides ample space for recreational activities, relaxation, and memorable gatherings. About 50% of the property is high and dry. Building permit is possible in the future, with Zoning amendment for the lot. Whether you're fishing, kayaking, or simply soaking in the peaceful ambiance of this Botanical garden's feels like, this is the ideal spot to embrace a laid-back, nature-filled lifestyle. Lot Size is 415' x 1300' on the Water. Access at 248 Victoria St W (known as Lot 9 on Survey, see survey, plan number 425, also known as OLD MACINTOSH Street).Enjoy breathtaking views overlooking the serene Maitland River, where you can immerse yourself in nature. Feel free to walk around look around no problem. Do not drive on the property. Questions by text or emails please. Need GPS coordinates for access, please text me.

MLS number
X12817646
Type
Vacant Land
Status
Active
Bedrooms
0
Bathrooms
0
Postal code
N0G 2W0
Photos
15
Laundry
Not in the unit
200days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Wingham Baptist Church SchoolElementary and secondary677 mNot reported
Sacred Heart Separate School
Huron Perth CDSB
Elementary971 m7.0 / 10
70% met the standard
F E Madill Secondary School
Avon Maitland DSB
Secondary991 m4.8 / 10
48% met the standard · 2 of 6 measures
F. E. Madill Elementary
Avon Maitland DSB
Elementary992 mNot reported
Maitland River Elementary Public School
Avon Maitland DSB
Elementary1.2 km7.0 / 10
70% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 448 people.

$77,000Median household income
97.1%Own their home
97.3%Detached houses
50.8Median age
4.7%Born outside Canada
6.9%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35400121 — the few blocks around this address, home to 448 people. It describes the area, not this property.

448Population
46.1Average age
2.4Household size
$105,000Average household income
$77,000Median household income
97%Own their home
3%Rent
0%Condominiums
5%Born outside Canada
7%University degree
$460,000Average home value
9%Low income
47%Not in the labour force
17%Never married
$20,000 to $24,9992%
$25,000 to $29,9994%
$30,000 to $34,9992%
$35,000 to $39,9994%
$40,000 to $44,9992%
$45,000 to $49,9992%
$50,000 to $59,99910%
$60,000 to $69,9996%
$70,000 to $79,9998%
$80,000 to $89,9994%
$90,000 to $99,9994%
$100,000 and over24%
$100,000 to $124,9996%
$125,000 to $149,9998%
$150,000 to $199,9994%
$200,000 and over8%

Percentages are of the 245 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$50,000 · minimum here is $12,500
$1,106.95per month
Borrowed before insurance$200,000
Total borrowed$200,000
Interest over 25 years at 4.5%$132,084

If you rented it out

-$1,123.61per month out of pocket
Rent$0.00
Everything it costs to hold$1,123.61
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by iCloud Realty Ltd.. Listing data provided by the Toronto Regional Real Estate Board.