Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

29788 Talbot Line, Dutton/Dunwich, ON N0L 2M0

3 beds · 3 baths · 1 kitchen · 9+3 rooms · 10 parking spaces · 1100-1500 sq ft · Detached
$749,900
Property tax
$5,558 / year

Welcome to this beautifully renovated country retreat that perfectly combines modern style, everyday convenience, and peaceful rural charm. Set back from the road on a picturesque lot surrounded by mature landscaping, this move-in-ready home has been thoughtfully upgraded inside and out. The bright, open-concept main floor showcases a completely renovated kitchen featuring custom soft-close cabinetry, gleaming 3cm solid granite countertops, and premium Bosch stainless steel appliances. The adjoining dining area provides additional cabinetry for effortless entertaining, while upgraded lighting, solid five-panel doors, and tasteful finishes add sophistication throughout. The main floor offers exceptional versatility with an extra living space featuring a built-in Murphy bed- ideal as a guest suite, private home office, or potential in-law suite with its own entrance. Upstairs, the spacious primary bedroom boasts a luxurious walk-in closet, while both the powder room and full bathroom have been fully renovated, complete with a new skylight for added natural light. Step outside to enjoy a private oasis, complete with a 12 x 24 cedar deck overlooking lush perennial gardens bursting with color through the seasons. The exterior upgrades include new shingles, vinyl vertical siding, soffit, fascia, eavestroughs with leaf guards, and a recycled asphalt driveway for easy maintenance. The impressive 38 x 24 ft heated and insulated garage is a dream space for hobbyists, tradesmen, or car enthusiasts, featuring spray foam insulation, a natural gas heater, and new insulated doors with openers. The property also includes a shed with hydro, a new septic pump system, and numerous quality inclusions such as built-in shelving, a pedestal washer and dryer, and Blink security cameras. Meticulously maintained and beautifully updated, this property offers modern comfort, flexible living, and peaceful country living. A truly turn-key home where every detail has been carefully considered.

MLS number
X12820052
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
3
Postal code
N0L 2M0
Photos
50
198days · this listing
330days · this property (2 listings)

This home has been listed 2 times in the last two years. "This property" adds up the days each of those listings was actually on the market before being withdrawn, suspended or expiring — the quiet months between them are not counted.

Listing history

330 days on the market across 2 listings
This listing shows 198 days on its own. The counter restarts each time a property is relisted, so the total above is how long it has actually been for sale. Time when it was off the market is not counted.

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this home is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 603 people.

$89,000Median household income
91.3%Own their home
97.9%Detached houses
45.2Median age
5%Born outside Canada
10.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35340206 — the few blocks around this address, home to 603 people. It describes the area, not this property.

603Population
42.3Average age
2.5Household size
$95,000Average household income
$89,000Median household income
91%Own their home
9%Rent
0%Condominiums
5%Born outside Canada
10%University degree
$472,000Average home value
9%Low income
40%Not in the labour force
20%Never married
Under $5,0002%
$20,000 to $24,9992%
$25,000 to $29,9992%
$30,000 to $34,9993%
$35,000 to $39,9995%
$40,000 to $44,9992%
$45,000 to $49,9992%
$50,000 to $59,9995%
$60,000 to $69,9996%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9993%
$100,000 and over30%
$100,000 to $124,99912%
$125,000 to $149,9999%
$150,000 to $199,9998%
$200,000 and over3%

Percentages are of the 330 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$149,980 · minimum here is $49,990
$3,320.39per month
Borrowed before insurance$599,920
Total borrowed$599,920
Interest over 25 years at 4.5%$396,198

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$2,533.56per month out of pocket
Rent$1,250.00
Everything it costs to hold$3,783.56
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by SUTTON GROUP - SMALL TOWN TEAM REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.