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LOT 7 QUEENS Line, West Elgin, ON N0L 2C0

3 beds · 2 baths · 1 kitchen · 8 rooms · 3 parking spaces · 1100-1500 sq ft · Detached
$609,900

Welcome to "The Mackenzie".This FREEHOLD 1,500 sq.ft two-storey design balances open-concept living with defined spaces. The main floor features a central kitchen with breakfast bar, adjoining dining area, and a comfortable living room that opens to the backyard. Upstairs, three bedrooms include a primary suite with a large closet. A 4-pc bath completes this second level. The build is ideal for families who value both gathering spaces and private retreats. TO BE BUILT! Other lots and designs available.Price based on base lot, premiums extra.

MLS number
X12834256
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
N0L 2C0
Photos
2
194days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in West Elgin — 107 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$375k$495k$614k20252026this home’s asking price
$440klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%98%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d21d43d20252026
33dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in west elgin. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$121,980 · minimum here is $35,990
$2,700.51per month
Borrowed before insurance$487,920
Total borrowed$487,920
Interest over 25 years at 4.5%$322,232

If you rented it out

-$2,700.51per month out of pocket
Rent$0.00
Everything it costs to hold$2,700.51
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by BLUE FOREST REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.