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LOT 8 North Street, Howick, ON N0G 1V0

Vacant Land
$199,900
Property tax
$1 / year

Build Your Dream Home In This Picturesque, Countryside Neighbourhood in the quaint community of Howick Township. Discover the perfect canvas for your dream home in this stunning new subdivision. This half-acre lot offers ample space for a custom build while maintaining the charm of a close-knit community. Nestled in a sought after, rural area with convenient access to local amenities, schools, and major highways. Enjoy the tranquility of a thoughtfully planned neighbourhood with a peaceful atmosphere. The generous size of this lot accommodates a wide range of architectural styles and outdoor living ideas. Nearby parks, school, arena, sports fields, walking trails, Maitland River, dining & shopping add to the appeal of this exceptional neighbourhood. Don't miss this rare opportunity to secure your slice of paradise in a stunning, rural location. Contact Your REALTOR Today Find Out More Information and To Purchase The Lot for Your New Dream Home.

MLS number
X12842588
Type
Vacant Land
Status
Active
Bedrooms
0
Bathrooms
0
Postal code
N0G 1V0
Photos
6
Laundry
Not in the unit
192days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 474 people.

$97,000Median household income
80.6%Own their home
96.7%Detached houses
32.8Median age
3.8%Born outside Canada
2.6%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35400108 — the few blocks around this address, home to 474 people. It describes the area, not this property.

474Population
35.6Average age
3.2Household size
$108,000Average household income
$97,000Median household income
81%Own their home
19%Rent
0%Condominiums
4%Born outside Canada
3%University degree
$650,000Average home value
12%Low income
28%Not in the labour force
23%Never married
$20,000 to $24,9992%
$30,000 to $34,9992%
$35,000 to $39,9992%
$45,000 to $49,9992%
$50,000 to $59,9995%
$60,000 to $69,9995%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9997%
$100,000 and over32%
$100,000 to $124,99914%
$125,000 to $149,9999%
$150,000 to $199,9997%
$200,000 and over5%

Percentages are of the 220 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$39,980 · minimum here is $9,995
$885.11per month
Borrowed before insurance$159,920
Total borrowed$159,920
Interest over 25 years at 4.5%$105,614

If you rented it out

-$885.20per month out of pocket
Rent$0.00
Everything it costs to hold$885.20
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage Heartland Realty. Listing data provided by the Toronto Regional Real Estate Board.