Homula Realty Brokerage
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961 Katia Street, The Nation, ON K0A 2M0

2 beds · 1 bath · 1 kitchen · 7 rooms · 3 parking spaces · 1100-1500 sq ft · Laundry on the main level level · Semi-Detached
$506,000

Welcome to the Cecilia, a modern semi-detached bungalow offering 1,221 square feet of thoughtfully designed living space. With 2 bedrooms, 1 bathroom, and a 1-car garage, this home is perfect for downsizers, first-time buyers, or anyone looking for easy, single-level living with a bit more room to breathe. The open-concept layout seamlessly connects the kitchen, dining, and living areas, creating a bright and airy space that's perfect for both entertaining and everyday life. Whether you're enjoying a quiet evening or hosting guests, the Cecilia offers the comfort and versatility to match your lifestyle. Constructed by Leclair Homes, a trusted family-owned builder known for exceeding Canadian Builders Standards. Specializing in custom homes, two-storeys, bungalows, semi-detached, and now offering fully legal secondary dwellings with rental potential in mind, Leclair Homes brings detail-driven craftsmanship and long-term value to every project. FULL HST REBATE INCLUDED IN LISTING PRICE!

MLS number
X12853736
Type
Semi-Detached
Status
Active
Bedrooms
2
Bathrooms
1
Postal code
K0A 2M0
Photos
2
Laundry
Main Level level
193days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$101,200 · minimum here is $25,600
$2,240.46per month
Borrowed before insurance$404,800
Total borrowed$404,800
Interest over 25 years at 4.5%$267,338

If you rented it out

-$2,240.46per month out of pocket
Rent$0.00
Everything it costs to hold$2,240.46
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by LPT REALTY. Listing data provided by the Toronto Regional Real Estate Board.