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LOT 9 & 10 CONCESSION 5, Lake of Bays, ON P0B 1A0

Vacant Land
$1,675,000
Property tax
$986 / year

Your private piece of paradise has been found! This rare offering includes 200 acres of pristine wilderness surrounding Whitehouse Lake, a spring-fed lake at the top of the water table that serves as one of the sources of the Muskoka River and appears on Google Maps. The property features an on-site boat launch, a pump house with water lines running to the foundation of a former home, and even a street light. There are extensive trails, two separate entrances, and a large building on piers, offering a great foundation for future plans. One of the two 100-acre parcels is zoned agricultural and includes the stone foundation of a pioneer farm, the remains of a barn, and rock piles from early land clearing. An intact cabin sits on the most prominent building site, previously used as a rustic cabin with additional storage sections that could be restored. Rich in history and natural beauty, the land has been owned and cherished by the current family since 1999 and is now ready for new stewards to appreciate its solitude and potential. The property is located just south of Lake of Bays and within mountain biking distance to the picturesque village of Baysville, which offers cafés, an LCBO, and a welcoming small-town atmosphere. With abundant wildlife, towering forest, absolute privacy, and surprisingly good cell reception, it offers the best of remote living with essential connectivity. Access requires a 4x4 vehicle, and the 100-acre parcel on the far eastern side of the lake is Crown Land, ensuring further seclusion. The two 100-acre lots are being sold together to preserve the privacy of the lake, each with their own foundations and access, making this a truly unique and untouched opportunity in the heart of Muskoka. The Seller would consider a VTB mortgage with a substantial downpayment.

MLS number
X12857604
Type
Vacant Land
Status
Active
Bedrooms
0
Bathrooms
0
Postal code
P0B 1A0
Photos
23
Laundry
Not in the unit
190days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 589 people.

$82,000Median household income
93%Own their home
98.2%Detached houses
58Median age
12.9%Born outside Canada
14.7%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35440245 — the few blocks around this address, home to 589 people. It describes the area, not this property.

589Population
51.7Average age
2.1Household size
$86,000Average household income
$82,000Median household income
93%Own their home
7%Rent
0%Condominiums
13%Born outside Canada
15%University degree
$645,000Average home value
8%Low income
62%Not in the labour force
17%Never married
$15,000 to $19,9991%
$20,000 to $24,9991%
$25,000 to $29,9993%
$30,000 to $34,9994%
$35,000 to $39,9993%
$40,000 to $44,9993%
$45,000 to $49,9995%
$50,000 to $59,9995%
$60,000 to $69,9995%
$70,000 to $79,9995%
$80,000 to $89,9996%
$90,000 to $99,9994%
$100,000 and over28%
$100,000 to $124,99911%
$125,000 to $149,9996%
$150,000 to $199,9996%
$200,000 and over5%

Percentages are of the 400 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$335,000 · minimum here is $335,000
$7,416.54per month
Borrowed before insurance$1,340,000
Total borrowed$1,340,000
Interest over 25 years at 4.5%$884,961

If you rented it out

-$7,498.70per month out of pocket
Rent$0.00
Everything it costs to hold$7,498.70
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX Professionals North. Listing data provided by the Toronto Regional Real Estate Board.