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Lot 24 McCarty Drive, Cobourg, ON K9A 4J9

3 beds · 2 baths · 1 kitchen · 10 rooms · 4 parking spaces · 1500-2000 sq ft · Laundry on the main level level · Detached
$1,449,000

Elevated above the Rolling Hills of Northumberland and nestled among executive homes, this exceptional sprawling 3 bedroom, 2 bath new construction bungalow awaits you with almost 2000 sq ft of main floor living and just under an acre of property! "THE HALDIMAND" by Stalwood Homes, boasts soaring 9 ft ceilings throughout main floor, walk out lower level and an open concept living with spectacular views. Gourmet Kitchen features quartz countertops, custom cabinetry and an Island with breakfast bar that overlooks the Great Room and Eating Area. Natural light floods through gorgeous windows spanning the Great Room and Eating area. Entertain for holidays and special occasions in the formal Dining Room. Unwind at the end of your day in your Primary Suite, complete with a luxury 5pc ensuite and Walk In closet. A convenient, main floor Laundry Room is located just off the Mud Room. Two large bedrooms with a 4 pc Bathroom complete the main floor. Retreat to your bright lower level with a walk-out feature, that can be finished now or later to allow for additional living space, or leave unfinished for hobbies or plenty of storage. Added notables include a double car garage with direct inside access to mud room plus an exterior door leading to the backyard, natural gas, municipal water and Fibre Internet to easily work from home. Additional floor plans to choose from, or work with builder to design the floor plan that suits your needs. Only a short drive to the GTA, and minutes to the beautiful lakeside city of Cobourg, with its amazing waterfront, beaches, hospital, restaurants and shopping. Welcome Home to Deerfield Estates! LISTING PRICE REFLECTS EXPANDED HST NEW RESIDENTIAL REBATE FOR ELIGIBLE PURCHASERS.

MLS number
X12871826
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
K9A 4J9
Photos
13
Laundry
Main Level level
186days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Cobourg — 456 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$633k$1.05M$1.47M20252026this home’s asking price
$735klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
98%99%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d14d28d20252026
22dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in cobourg. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$289,800 · minimum here is $119,900
$6,415.86per month
Borrowed before insurance$1,159,200
Total borrowed$1,159,200
Interest over 25 years at 4.5%$765,558

If you rented it out

-$6,415.86per month out of pocket
Rent$0.00
Everything it costs to hold$6,415.86
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal Lepage Proalliance Realty. Listing data provided by the Toronto Regional Real Estate Board.