Homula Realty Brokerage
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153 DAVIS Street 3, Southwest Middlesex, ON N0L 2N0

2 beds · 2 baths · 1 kitchen · 6 rooms · 2 parking spaces · 1100-1500 sq ft · Att/Row/Townhouse
$495,000

PRICING WITH REBATES INCLUDED!!! Don't miss this exciting opportunity to own one of only four beautifully crafted bungalow-style townhomes coming soon to the historic community of Wardsville. Designed with comfort, functionality, and modern living in mind, these thoughtfully planned, single-level homes are ideal for downsizers, first-time buyers, or investors seeking a quiet lifestyle in a welcoming small-town setting. Each TO BE BUILT residence will showcase bright open-concept layouts, quality finishes, and attached garages-offering the perfect blend of style and convenience. Nestled in a peaceful location just minutes from local amenities, scenic trails, and the beautiful Thames River, this is small-town living without compromise. An added bonus: the zoning bylaw has been amended to permit residential use with the option to operate a home-based business. This unique flexibility creates incredible value for entrepreneurs, remote professionals, or anyone looking to seamlessly blend home and work life. All images are artist renderings for illustration purposes only; final specifications, materials, and finishes may vary. Early inquiries are encouraged, as there may be opportunities to customize select finishes and features. Whether you're looking to invest or settle into the relaxed pace of Wardsville living, these upcoming townhomes offer exceptional versatility and long-term potential.

MLS number
X12879672
Type
Att/Row/Townhouse
Status
Active
Bedrooms
2
Bathrooms
2
Postal code
N0L 2N0
Photos
5
Laundry
Not in the unit
185days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 462 people.

$73,000Median household income
79.5%Own their home
100%Detached houses
48.8Median age
7.8%Born outside Canada
7.1%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35390834 — the few blocks around this address, home to 462 people. It describes the area, not this property.

462Population
45.6Average age
2.4Household size
$74,000Average household income
$73,000Median household income
80%Own their home
21%Rent
0%Condominiums
8%Born outside Canada
7%University degree
$490,000Average home value
12%Low income
84%Not in the labour force
21%Never married
$15,000 to $19,9992%
$20,000 to $24,9996%
$25,000 to $29,9992%
$35,000 to $39,9992%
$40,000 to $44,9994%
$45,000 to $49,9994%
$50,000 to $59,9996%
$60,000 to $69,9998%
$70,000 to $79,9996%
$80,000 to $89,9994%
$90,000 to $99,9992%
$100,000 and over27%
$100,000 to $124,99913%
$125,000 to $149,9994%
$150,000 to $199,9996%
$200,000 and over6%

Percentages are of the 260 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$99,000 · minimum here is $24,750
$2,191.75per month
Borrowed before insurance$396,000
Total borrowed$396,000
Interest over 25 years at 4.5%$261,526

If you rented it out

-$2,191.75per month out of pocket
Rent$0.00
Everything it costs to hold$2,191.75
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by REAL BROKER ONTARIO LTD.. Listing data provided by the Toronto Regional Real Estate Board.