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392008 Main Street County Road 109 Road, Southgate, ON N0G 2A0

3 beds · 2 baths · 1 kitchen · 11 rooms · 6 parking spaces · 1100-1500 sq ft · Detached
$550,000
Property tax
$3,502 / year

Country charm meets versatility in this unique Holstein property! Set in the heart of this picturesque rural village, this 3-bedroom, 1.5-bath home offers comfortable living with the added benefit of an impressive shop/garage-perfect for tradespeople, hobbyists, creatives, or anyone seeking flexible live-work space. Often described as a barndominium, shouse, or shop house, this property is designed for those who appreciate both practicality and possibility. Recent updates add peace of mind, including a new high-efficiency 2-stage forced air furnace installed in September 2024, a new drilled well completed in 2025, and thoughtful water system improvements with a dedicated drinking water tap at the kitchen that bypasses the softener and deionizer. A water hydrant has also been added in the garden for extra outdoor convenience. Step outside and enjoy the generous yard with plenty of space for kids, pets, and outdoor living. Cool off in the above-ground pool featuring a brand-new liner installed in May 2024, or spend time tending the large vegetable garden-perfect for those who enjoy growing their own food. Holstein itself is known for its welcoming small-town charm and strong sense of community. Walk to the historic dam and mill pond, visit the beloved Holstein General Store for local favourites, and enjoy village traditions like Maplefest, Canada Day fireworks, the Holstein Drama Club, and the famous Non-Motorized Santa Claus Parade. With peaceful surroundings, a vibrant community spirit, and convenient access to nearby towns and amenities, this property offers a lifestyle that blends rural charm with everyday practicality.

MLS number
X12884022
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
N0G 2A0
Photos
46
Laundry
Not in the unit
184days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Southgate — 189 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$546k$645k$744k20252026this home’s asking price
$602klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d25d51d20252026
34dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in southgate. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$110,000 · minimum here is $30,000
$2,435.28per month
Borrowed before insurance$440,000
Total borrowed$440,000
Interest over 25 years at 4.5%$290,584

If you rented it out

-$2,727.11per month out of pocket
Rent$0.00
Everything it costs to hold$2,727.11
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX ICON REALTY. Listing data provided by the Toronto Regional Real Estate Board.