1109 Effingham Street, Pelham, ON L0S 1C0
- Property tax
- $4,755 / year
*** Visit the REALTOR website for further information about this Listing *** Rare 1-Acre Property in Prestigious Rural Residential Area! This charming property sits on 1 acre in an area surrounded by high-value homes and has had only one owner since it was originally built. The home offers approximately 989 sq. ft. on the main level plus a full basement of similar size. The main floor features an open-concept family room, dining area, and kitchen, along with three bedrooms and a 3-piece bathroom. The basement includes four additional finished rooms, offering flexible space for a recreation room, home office, hobby rooms, or potential fourth bedroom. Property Features: Poured concrete foundation, Electrical panel updated in 2021, Electric baseboard heating with individual room controls, Natural gas available at the property line (Effingham Street), Fibre optic internet installed. The property is serviced by cistern water and septic, with A1 zoning. Parking & Garage: The double driveway provides parking for 8+ vehicles. A three-bay garage constructed with cinder block includes high-voltage electrical service, offering excellent space for a workshop, storage, or hobby use. There may also be the opportunity to build a second-floor dwelling or office above the garage. Additional Information: 2022 professional topographical survey available (Roy Kirkup Mascoe Ure Surveying - J.D. Barnes Ltd.). Convenient access to shopping, restaurants, grocery stores, and daily services in nearby communities. The property is located within the Niagara wine region and within driving distance to wineries, orchards, farm markets, Approx 20 minutes to Niagara Falls Close to historic Niagara-on-the-Lake Access to Lake Erie beaches, marinas, and regional parks. Wonderful neighbours complete the picture.
- MLS number
- X12888636
- Type
- Rural Residential
- Status
- Active
- Bedrooms
- 3
- Bathrooms
- 1
- Postal code
- L0S 1C0
- Photos
- 37
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
11 rooms as the listing brokerage filed them, with measurements.
Ground
| Room | Size | Features |
|---|---|---|
| Primary Bedroom | 3.66 × 3.35 m | — |
| Bedroom 2 | 3.05 × 2.44 m | — |
| Bedroom 3 | 3.66 × 2.74 m | — |
| Living Room | 6.40 × 3.96 m | — |
| Breakfast | 3.66 × 3.35 m | — |
| Kitchen | 5.49 × 3.35 m | — |
| Bathroom | 2.44 × 1.52 m | — |
Basement
| Room | Size | Features |
|---|---|---|
| Utility Room | 3.35 × 1.22 m | — |
| Recreation | 7.01 × 3.96 m | — |
| Pantry | 5.79 × 2.74 m | — |
| Laundry | 6.70 × 4.27 m | — |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Rural Residential
- Style
- Bungalow
- Class
- Residential Freehold
- Age
- 51-99
- Fronting on
- West
- Community
- 662 - Fonthill
- Municipality
- Pelham
- Cross street
- Effingham Street & Welland Road
- Zoning
- A1
Inside
- Bedrooms
- 3
- Bedrooms above grade
- 3
- Bathrooms
- 1
- Washrooms
- 1 on the ground floor
- Kitchens
- 1
- Rooms above grade
- 5
- Family room
- Yes
- Basement
- Finished
- Laundry
- Lower Level
- Size
- 700-1100
Building
- Construction
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Poured Concrete
Parking
- Garage
- Detached
- Covered spaces
- 3
- Driveway spaces
- 8
- Total parking
- 11
- Features
- Private Double
Land
- Lot
- 150 × 291 feet
- Shape
- Rectangular
- View
- Forest
- Pool
- None
Heating, cooling and services
- Heating
- Baseboard
- Heat source
- Electric
- Cooling
- None
- Water
- Other
- Sewer
- Septic
- Electricity
- Yes
- Gas
- Available
- Cable
- Yes
Features
- Interior
- Auto Garage Door Remote, Carpet Free, Primary Bedroom - Main Floor, Sump Pump
- Exterior
- Year Round Living
Listing
- MLS number
- X12888636
- Status
- Price Change
- Previous status
- Suspended
- Listed on
- 2026-03-16
- Expires
- 2027-01-16
- Taxes
- $4,755 (2026)
- Board
- Toronto Regional Real Estate Board
Listing history
No previous listings found for this address.
Where this property is
Where this address sits, matched against open government data.
Matched to a published address point for this address.
Schools
The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.
Other schools nearby
By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.
| School | Level | Distance | Rating |
|---|---|---|---|
| E L Crossley Secondary School DSB Niagara | Secondary | 1.9 km | / 10 82% met the standard · 2 of 6 measures |
| A K Wigg Public School DSB Niagara | Elementary | 1.9 km | / 10 93% met the standard |
How the rating is calculated
EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.
Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.
What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.
Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.
H-Value
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 733 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35260230 — the few blocks around this address, home to 733 people. It describes the area, not this property.
Percentages are of the 440 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.