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1020 Birch Glen Road V1, W1, Lake of Bays, ON P0B 1A0

2 beds · 3 baths · 1 kitchen · 10 rooms · 2 parking spaces · 1800-1999 sq ft · Locker · Laundry: In Hall · Other
$82,900

Utilities includedHeat · Hydro · Water · Cable TV

Also includedCommon Elements · Building Insurance · Parking · Condo Taxes

Maintenance fee
$6,175 / month
Included in the fee
Heat, Hydro, Water, Cable TV, Common Elements, Building Insurance, Parking, Condo Taxes

Enjoy the beauty of Muskoka during a quieter time of the season with Villa 1 - Week 1 at Landscapes on Lake of Bays. This special week marks the very beginning of summer, when the days are warm, the lake is inviting, and Muskoka is just coming to life. It also offers the exciting possibility of two weeks in a row, giving owners the chance to extend their stay and fully settle into cottage life. Villa 1 provides comfortable and spacious accommodations designed for relaxed Muskoka living. The villa features an open-concept layout with a fully equipped kitchen, dining area, and welcoming living room that opens onto a private deck - the perfect spot to enjoy morning coffee or peaceful evenings surrounded by nature. With generous bedrooms and plenty of room for family and friends, it offers all the enjoyment of a cottage without the upkeep. Owners at Landscapes enjoy excellent amenities including docks and waterfront on beautiful Lake of Bays, an outdoor swimming pool, recreation centre, and 19 acres of wooded grounds with walking trails. The property is located just minutes from the charming village of Baysville for shopping and dining, while Huntsville and Bracebridge are a short drive away for additional amenities. Algonquin Park is also nearby for hiking, canoeing, and exploring the great outdoors. A wonderful opportunity to enjoy the start of summer in Muskoka at a quieter, more relaxed time, while still having the possibility of an extended stay at the lake. 2026 remaining weeks are Sept 13 and Nov 29

MLS number
X12888884
Type
Other
Status
Active
Bedrooms
2
Bathrooms
3
Postal code
P0B 1A0
Photos
30
Locker
Yes — Exclusive
Laundry
In Hall
Included in the fee
Heat, Hydro, Water, Cable TV, Common Elements, Building Insurance, Parking, Condo Taxes
181days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to the building rather than the unit — every unit in a tower shares one coordinate.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 593 people.

$82,000Median household income
85.2%Own their home
94.6%Detached houses
56.8Median age
11.1%Born outside Canada
26.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35440247 — the few blocks around this address, home to 593 people. It describes the area, not this property.

593Population
49.9Average age
2.1Household size
$104,000Average household income
$82,000Median household income
85%Own their home
15%Rent
0%Condominiums
11%Born outside Canada
26%University degree
$1,060,000Average home value
10%Low income
98%Not in the labour force
18%Never married
$15,000 to $19,9993%
$20,000 to $24,9993%
$25,000 to $29,9994%
$30,000 to $34,9991%
$35,000 to $39,9993%
$45,000 to $49,9993%
$50,000 to $59,9998%
$60,000 to $69,9996%
$70,000 to $79,9995%
$80,000 to $89,9993%
$90,000 to $99,9995%
$100,000 and over29%
$100,000 to $124,9999%
$125,000 to $149,9995%
$150,000 to $199,9996%
$200,000 and over8%

Percentages are of the 385 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$16,580 · minimum here is $4,145
$367.06per month
Borrowed before insurance$66,320
Total borrowed$66,320
Interest over 25 years at 4.5%$43,799

If you rented it out

-$6,542.06per month out of pocket
Rent$0.00
Everything it costs to hold$6,542.06
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage Lakes Of Muskoka Realty. Listing data provided by the Toronto Regional Real Estate Board.