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PL 136 Ashfield Street, Ashfield-Colborne-Wawanosh, ON N7A 3X9

Vacant Land
$185,000
Property tax
$433 / year

Build your dream home on this beautiful 0.738-acre lot in the charming lakeside village of Port Albert, just moments from the pristine shoreline of Lake Huron. Situated on a paved road, this property offers an easy stroll to the beach where you can enjoy the area's world-famous sunsets.Port Albert is a welcoming waterfront community known for its quiet neighbourhoods and stunning sandy beaches. Spend your days swimming, kayaking, or boating in the clear, sparkling waters, all just steps from your future home. Ideally located only 15 minutes from Goderich and 20 minutes from Kincardine, you'll enjoy small-town charm with convenient access to nearby amenities.Bonus: all costs that owners are responsible for with curb, gutter, and drainage improvements have already been paid by the sellers.

MLS number
X12901436
Type
Vacant Land
Status
Active
Bedrooms
0
Bathrooms
0
Postal code
N7A 3X9
Photos
3
Laundry
Not in the unit
177days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 696 people.

$101,000Median household income
98.1%Own their home
100%Detached houses
57.6Median age
5.9%Born outside Canada
19.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35400204 — the few blocks around this address, home to 696 people. It describes the area, not this property.

696Population
49.4Average age
2.2Household size
$151,000Average household income
$101,000Median household income
98%Own their home
2%Rent
0%Condominiums
6%Born outside Canada
19%University degree
$700,000Average home value
7%Low income
100%Not in the labour force
13%Never married
$20,000 to $24,9991%
$25,000 to $29,9992%
$30,000 to $34,9993%
$35,000 to $39,9992%
$40,000 to $44,9991%
$45,000 to $49,9992%
$50,000 to $59,9994%
$60,000 to $69,9993%
$70,000 to $79,9994%
$80,000 to $89,9992%
$90,000 to $99,9993%
$100,000 and over36%
$100,000 to $124,9998%
$125,000 to $149,9997%
$150,000 to $199,99910%
$200,000 and over10%

Percentages are of the 450 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$37,000 · minimum here is $9,250
$819.14per month
Borrowed before insurance$148,000
Total borrowed$148,000
Interest over 25 years at 4.5%$97,742

If you rented it out

-$855.22per month out of pocket
Rent$0.00
Everything it costs to hold$855.22
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage RCR Realty. Listing data provided by the Toronto Regional Real Estate Board.