Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

2295 Stony Lake Isl 17, North Kawartha, ON K0L 2H0

2 beds · 1 bath · 1 kitchen · 7 rooms · 2 parking spaces · 700-1100 sq ft · Laundry on the main level level · Detached
$999,000
Property tax
$2,492 / year

Your iconic Stoney Lake experience is here on Piper Island. The 6 acre legacy property welcomes you to unwind under graceful pine trees, on warm granite rock, in calm cool waters and exploring the unparalleled 360 degree waterfront! The classic cottage has been updated with an entertainers kitchen, modern bathroom and new windows throughout while retaining its signature mid-century Canadian feel. Featuring hardwood floors, a wood fireplace, quartz countertops, open concept layout and full width enclosed sunroom with two expansive decks. A beautiful two story boathouse with a metal roof offers over 350 sq ft of storage/living space. If you value privacy and quiet, the sprawling property offers multiple swimming spots, hiking trails and a beautiful mixed forest that changes with the seasons. Stoney Lake boasts the best community with abundant activities, summer camps and regattas at Juniper Island, amazing golf at Wildfire Country Club plus marinas, restaurants, and stunning natural channels and islands to explore. Located a 5 minute boat ride from Dunfords Landing Marina with a transferrable boat slip and parking space. This property is being sold turnkey with all furnishings, water toys and aluminum boat with motor included. Begin your summer today or build the cottage of your dreams on Stoney Lake!

MLS number
X12903944
Type
Detached
Status
Active
Bedrooms
2
Bathrooms
1
Postal code
K0L 2H0
Photos
31
Laundry
Main Level level
176days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,076 people.

$75,000Median household income
93.2%Own their home
93.1%Detached houses
58.8Median age
6.6%Born outside Canada
21.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35150318 — the few blocks around this address, home to 1,076 people. It describes the area, not this property.

1,076Population
50.8Average age
2.1Household size
$117,200Average household income
$75,000Median household income
93%Own their home
7%Rent
4%Condominiums
7%Born outside Canada
21%University degree
$644,000Average home value
10%Low income
16%Never married
$10,000 to $14,9992%
$15,000 to $19,9992%
$20,000 to $24,9993%
$25,000 to $29,9991%
$30,000 to $34,9993%
$35,000 to $39,9992%
$40,000 to $44,9994%
$45,000 to $49,9995%
$50,000 to $59,9997%
$60,000 to $69,9997%
$70,000 to $79,9996%
$80,000 to $89,9995%
$90,000 to $99,9998%
$100,000 and over23%
$100,000 to $124,9995%
$125,000 to $149,9996%
$150,000 to $199,9995%
$200,000 and over6%

Percentages are of the 650 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$199,800 · minimum here is $74,900
$4,423.36per month
Borrowed before insurance$799,200
Total borrowed$799,200
Interest over 25 years at 4.5%$527,807

If you rented it out

-$4,631.02per month out of pocket
Rent$0.00
Everything it costs to hold$4,631.02
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage Frank Real Estate. Listing data provided by the Toronto Regional Real Estate Board.