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690 Highway 20 W Fonthill, Pelham, ON L0S 1C0

Land
$348,000

Discover the perfect blend of rural charm and opportunity with this 0.65-acre parcel at 690 Highway 20 West in Fonthill. Located in Niagara's scenic countryside, this property offers the rare chance to build a single detached home while enjoying the flexibility of specialty agricultural zoning.With easy access to major highways and nearby amenities, you get peaceful country living just minutes from the city. Zoning permits a single detached dwelling and specialty agricultural uses, and the property was previously zoned rural commercial-adding to its unique potential.

MLS number
X12912832
Type
Land
Status
Active
Bedrooms
—
Bathrooms
—
Postal code
L0S 1C0
Photos
3
Property tax
$2,636 / year
173days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Wellington Heights Public School
DSB Niagara
Elementary520 m7.8 / 10
78% met the standard
St Ann Catholic Elementary School
Niagara CDSB
Elementary1.4 km9.0 / 10
90% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,034 people.

$122,000Median household income
94.8%Own their home
96.1%Detached houses
48Median age
14.1%Born outside Canada
26%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35260226 — the few blocks around this address, home to 1,034 people. It describes the area, not this property.

1,034Population
44.5Average age
2.7Household size
$126,000Average household income
$122,000Median household income
95%Own their home
5%Rent
0%Condominiums
14%Born outside Canada
26%University degree
$784,000Average home value
4%Low income
70%Not in the labour force
19%Never married
$10,000 to $14,9992%
$30,000 to $34,9991%
$35,000 to $39,9991%
$40,000 to $44,9991%
$45,000 to $49,9992%
$50,000 to $59,9992%
$60,000 to $69,9993%
$70,000 to $79,9993%
$80,000 to $89,9994%
$90,000 to $99,9994%
$100,000 and over39%
$100,000 to $124,9998%
$125,000 to $149,9997%
$150,000 to $199,99911%
$200,000 and over12%

Percentages are of the 605 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$69,600 · minimum here is $17,400
$1,540.87per month
Borrowed before insurance$278,400
Total borrowed$278,400
Interest over 25 years at 4.5%$183,861

If you rented it out

-$1,760.54per month out of pocket
Rent$0.00
Everything it costs to hold$1,760.54
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RIGHT AT HOME REALTY. Listing data provided by the Toronto Regional Real Estate Board.