Homula Realty Brokerage
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119 Fire Route 89B Road, North Kawartha, ON K0L 1A0

5 beds · 5 baths · 1 kitchen · 24 rooms · 18 parking spaces · 3500-5000 sq ft · Laundry on the lower level level · Detached
$2,995,000
Property tax
$12,318 / year

Experience refined waterfront living on beautiful Jack Lake in this exceptional five bedroom four and a half bath luxury home. Thoughtfully designed to capture elevated, panoramic lake views, this four season retreat blends upscale finishes with the relaxed elegance of cottage country. The main level features an open concept layout with soaring ceilings, expansive windows, and seamless flow to multiple outdoor entertaining areas. A gourmet kitchen with premium appliances and a large island anchors the space, ideal for hosting family and friends. The private primary suite offers stunning lake vistas, a spa-inspired ensuite, and walk-out access to a quiet balcony. Four additional bedrooms provide generous accommodations for guests, complemented by beautifully appointed bathrooms throughout. The lower level extends the living space with a bright recreation area, walk-out access, and plenty of room for gatherings, step outside to your own resort-style oasis. A heated inground swimming pool, integrated hot tub, and sun-drenched lounging terraces overlook the water, surrounded by mature trees and natural stone landscaping. A gentle path leads to the shoreline, offering clean swimming, excellent boating, and access to one of the Kawarthas' most desirable lakes. Designed for year-round comfort, this property includes modern utilities, ample parking, and storage for recreational gear. Whether as a full time residence or a luxury cottage escape, this home delivers an unmatched combination of privacy, craftsmanship, and breathtaking natural beauty on sought-after Jack Lake.

MLS number
X12915056
Type
Detached
Status
Active
Bedrooms
5
Bathrooms
5
Postal code
K0L 1A0
Photos
50
Laundry
Lower Level level
174days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$599,000 · minimum here is $599,000
$13,261.21per month
Borrowed before insurance$2,396,000
Total borrowed$2,396,000
Interest over 25 years at 4.5%$1,582,364

If you rented it out

-$14,287.71per month out of pocket
Rent$0.00
Everything it costs to hold$14,287.71
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX COUNTRY CLASSICS LTD.. Listing data provided by the Toronto Regional Real Estate Board.