0 Oxbow Lane, Minden Hills, ON K0M 2K0
- Property tax
- $2,971 / year
Rare opportunity to own a build-ready waterfront property on prestigious Gull Lake in Haliburton County. Vendor financing may be available to qualified buyers, offering flexibility to secure this exceptional property. Just 2 hours from the GTA, this exceptional build-ready waterfront property offers two separately deeded lots with direct western exposure, delivering breathtaking sunset views across one of Haliburton's most sought-after boating lakes. Fully serviced with a drilled well and a 4+ bedroom septic system already installed, this remarkable Gull Lake waterfront lot is ready for your dream cottage or year-round waterfront home. Extensive professional site preparation has already been completed, including a large level building site, newly constructed driveway, and a striking granite retaining wall-significantly reducing the time, cost, and complexity of beginning construction. With much of the critical infrastructure already in place, buyers can focus on designing and building their custom cottage rather than starting from scratch. The setting is truly distinctive, with dramatic natural granite and two rare waterside bunkies nestled into the shoreline, offering immediate lakeside enjoyment while you plan your future retreat. Imagine your custom cottage positioned to capture spectacular western sunsets over Gull Lake, with expansive lake views and direct access to one of Haliburton's premier boating lakes. Gull Lake is widely regarded as one of the most desirable lakes in the Haliburton Highlands, known for exceptional boating, swimming, and four-season recreation. Premium waterfront building lots on Gull Lake are increasingly rare, making this an exceptional opportunity to secure property on one of Haliburton's premier lakes. A truly rare Haliburton waterfront land offering and one of the last opportunities to create a custom luxury cottage on prestigious Gull Lake.
- MLS number
- X12917896
- Type
- Vacant Land
- Status
- Active
- Bedrooms
- 2
- Bathrooms
- 0
- Postal code
- K0M 2K0
- Photos
- 14
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
4 rooms as the listing brokerage filed them, with measurements.
Ground
| Room | Size | Features |
|---|---|---|
| Bedroom | 2.74 × 2.13 m | — |
| Other | 3.05 × 6.10 m | — |
| Bedroom | 2.74 × 2.13 m | — |
| Other | 3.05 × 6.10 m | — |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Vacant Land
- Class
- Residential Freehold
- Fronting on
- West
- Community
- Lutterworth
- Municipality
- Minden Hills
- Cross street
- Hwy 35 & Deep Bay Rd
- Zoning
- SR
Inside
- Bedrooms
- 2
- Bedrooms above grade
- 2
- Bathrooms
- 0
- Washrooms
- 0
- Kitchens
- 0
- Rooms above grade
- 4
Building
- Construction
- Wood
- Roof
- Metal
- Foundation
- Piers
Parking
- Driveway spaces
- 10
- Total parking
- 10
- Features
- Private
Land
- Lot
- 212.03 × 186 feet
- Waterfront
- Yes
- View
- Bay, Forest, Hills, Lake, Trees/Woods, Water
Heating, cooling and services
- Water
- Well
- Sewer
- Septic
- Electricity
- Available
- Gas
- No
- Cable
- No
Features
- Property
- Arts Centre, Beach, Golf, Hospital, Lake/Pond, Library
Listing
- MLS number
- X12917896
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-03-25
- Expires
- 2026-11-20
- Possession
- 2026-04-03
- Taxes
- $2,971 (2025)
- Board
- Toronto Regional Real Estate Board
Listing history
This address has been listed 5 times.
Where this property is
H-Value
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.
