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0 Oxbow Lane, Minden Hills, ON K0M 2K0

2 beds · 4 rooms · 10 parking spaces · Vacant Land
$1,275,000
Property tax
$2,971 / year

Rare opportunity to own a build-ready waterfront property on prestigious Gull Lake in Haliburton County. Vendor financing may be available to qualified buyers, offering flexibility to secure this exceptional property. Just 2 hours from the GTA, this exceptional build-ready waterfront property offers two separately deeded lots with direct western exposure, delivering breathtaking sunset views across one of Haliburton's most sought-after boating lakes. Fully serviced with a drilled well and a 4+ bedroom septic system already installed, this remarkable Gull Lake waterfront lot is ready for your dream cottage or year-round waterfront home. Extensive professional site preparation has already been completed, including a large level building site, newly constructed driveway, and a striking granite retaining wall-significantly reducing the time, cost, and complexity of beginning construction. With much of the critical infrastructure already in place, buyers can focus on designing and building their custom cottage rather than starting from scratch. The setting is truly distinctive, with dramatic natural granite and two rare waterside bunkies nestled into the shoreline, offering immediate lakeside enjoyment while you plan your future retreat. Imagine your custom cottage positioned to capture spectacular western sunsets over Gull Lake, with expansive lake views and direct access to one of Haliburton's premier boating lakes. Gull Lake is widely regarded as one of the most desirable lakes in the Haliburton Highlands, known for exceptional boating, swimming, and four-season recreation. Premium waterfront building lots on Gull Lake are increasingly rare, making this an exceptional opportunity to secure property on one of Haliburton's premier lakes. A truly rare Haliburton waterfront land offering and one of the last opportunities to create a custom luxury cottage on prestigious Gull Lake.

MLS number
X12917896
Type
Vacant Land
Status
Active
Bedrooms
2
Bathrooms
0
Postal code
K0M 2K0
Photos
14
171days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 5 times.

Sale history is for registered usersSee what this address sold for and when, across all 5 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$255,000 · minimum here is $102,500
$5,645.42per month
Borrowed before insurance$1,020,000
Total borrowed$1,020,000
Interest over 25 years at 4.5%$673,627

If you rented it out

-$5,893.01per month out of pocket
Rent$0.00
Everything it costs to hold$5,893.01
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by CHESTNUT PARK REAL ESTATE LIMITED. Listing data provided by the Toronto Regional Real Estate Board.