Homula Realty Brokerage
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739 Caton Road, Loyalist, ON K0H 1G0

4 parking spaces · Vacant Land
$250,000
Property tax
$899 / year

Vacant residential land not on water

MLS number
X12921412
Type
Vacant Land
Status
Active
Bedrooms
0
Bathrooms
0
Postal code
K0H 1G0
Photos
1
Laundry
Not in the unit
172days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 440 people.

$105,000Median household income
89.7%Own their home
90.9%Detached houses
46.4Median age
4%Born outside Canada
13.8%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35110080 — the few blocks around this address, home to 440 people. It describes the area, not this property.

440Population
43.7Average age
2.7Household size
$128,000Average household income
$105,000Median household income
90%Own their home
10%Rent
0%Condominiums
4%Born outside Canada
14%University degree
$450,000Average home value
1%Low income
35%Not in the labour force
24%Never married
$40,000 to $44,9992%
$50,000 to $59,9994%
$60,000 to $69,9996%
$70,000 to $79,9994%
$80,000 to $89,9994%
$90,000 to $99,9996%
$100,000 and over36%
$100,000 to $124,99912%
$125,000 to $149,9998%
$150,000 to $199,99910%
$200,000 and over8%

Percentages are of the 250 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$50,000 · minimum here is $12,500
$1,106.95per month
Borrowed before insurance$200,000
Total borrowed$200,000
Interest over 25 years at 4.5%$132,084

If you rented it out

-$1,181.86per month out of pocket
Rent$0.00
Everything it costs to hold$1,181.86
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by CENTURY 21 HERITAGE GROUP LTD., BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.