Homula Realty Brokerage
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412 Cooper Road, Madoc, ON K0K 2K0

3 beds · 2 baths · 1 kitchen · 4 rooms · 4 parking spaces · 700-1100 sq ft · Detached
$569,000
Property tax
$3,941 / year

STEP On In... to a home that immediately feels inviting and full of character. This 3 bedroom, 2 bath home offers generous living space designed to suit families of any size. Original hardwood flooring flows throughout and a striking dual staircase highlights the home's genuine craftsmanship, adding warmth and timeless appeal. The kitchen extends seamlessly to the patio, creating the perfect setting for backyard BBQ's, family dinners or relaxing gatherings with friends. Outside, the private yard is a spacious retreat - ideal for gardening, play or simply unwinding in your own oasis. Enhancing the property's versatility, a large barn with a loft offers endless possibilities. Whether used for hosting guests, celebrating special occasions or enjoying an unique hangout space, it adds remarkable charm and function.

MLS number
X12923622
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
K0K 2K0
Photos
40
170days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 662 people.

$87,000Median household income
84%Own their home
98%Detached houses
48.4Median age
5%Born outside Canada
6.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35120413 — the few blocks around this address, home to 662 people. It describes the area, not this property.

662Population
44.1Average age
2.7Household size
$99,000Average household income
$87,000Median household income
84%Own their home
16%Rent
0%Condominiums
5%Born outside Canada
7%University degree
$428,000Average home value
10%Low income
71%Not in the labour force
23%Never married
$15,000 to $19,9992%
$20,000 to $24,9992%
$25,000 to $29,9992%
$35,000 to $39,9995%
$40,000 to $44,9992%
$45,000 to $49,9992%
$50,000 to $59,9998%
$60,000 to $69,9996%
$70,000 to $79,9996%
$80,000 to $89,9996%
$90,000 to $99,9996%
$100,000 and over29%
$100,000 to $124,9999%
$125,000 to $149,9999%
$150,000 to $199,9995%
$200,000 and over5%

Percentages are of the 330 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$113,800 · minimum here is $31,900
$2,519.41per month
Borrowed before insurance$455,200
Total borrowed$455,200
Interest over 25 years at 4.5%$300,623

If you rented it out

-$2,847.83per month out of pocket
Rent$0.00
Everything it costs to hold$2,847.83
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Re/Max All-Stars Realty Inc.. Listing data provided by the Toronto Regional Real Estate Board.