Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

90 Greenough Point Road, Northern Bruce Peninsula, ON N0H 1W0

3 beds · 5 baths · 1 kitchen · 18 rooms · 4 parking spaces · 3000-3500 sq ft · Laundry on the lower level level · Detached
$999,000
Property tax
$7,571 / year

Most people will never see the Northern Lights or count constellations in the night sky from their own shoreline. But you can do that and more from this 1.9 acres of Lake Huron waterfront property. The home itself is over 3,100 square feet, professionally designed, and fully furnished. Walk in, unpack, live. The open-concept main level centres on a custom kitchen with island, stainless steel appliances, and warming drawer, flanked by expansive windows that pull the forest inside. In-floor heating keeps the place warm without a sound. A hardwired backup generator means you never think twice about winter storms. The primary suite opens onto the wraparound covered deck, with a walk-in closet and four-piece ensuite. Two additional bedrooms, a Murphy bed, and 4.5 total bathrooms mean guests get their own space, not yours. A loft overlooks the main living area. The walkout lower level holds a theatre room, flexible guest quarters, laundry, and storage. Recreation and nature abound at Greenough Harbour, where swimming, kayaking, and shoreline exploration start at the end of your flagstone path. And there's more. Hike the Bruce Trail? It's twenty minutes to the east. Forest Bathing? It's a short walk away. Dive for shipwrecks? Drive forty minutes north to Fathom Five National Marine Park. Properties like this on the Bruce Peninsula are a rarity. At Greenough Harbour, privacy is the default, not the exception. Book your showing now before someone else books theirs.

MLS number
X12924572
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
5
Postal code
N0H 1W0
Photos
48
Laundry
Lower Level level
170days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 652 people.

$72,000Median household income
95.5%Own their home
96.9%Detached houses
61.2Median age
9.2%Born outside Canada
19.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35410147 — the few blocks around this address, home to 652 people. It describes the area, not this property.

652Population
54.1Average age
2Household size
$87,600Average household income
$72,000Median household income
96%Own their home
5%Rent
0%Condominiums
9%Born outside Canada
19%University degree
$536,000Average home value
12%Low income
87%Not in the labour force
13%Never married
Under $5,0001%
$15,000 to $19,9992%
$20,000 to $24,9992%
$25,000 to $29,9992%
$30,000 to $34,9994%
$35,000 to $39,9995%
$40,000 to $44,9994%
$45,000 to $49,9992%
$50,000 to $59,9996%
$60,000 to $69,9998%
$70,000 to $79,9996%
$80,000 to $89,9996%
$90,000 to $99,9996%
$100,000 and over23%
$100,000 to $124,9998%
$125,000 to $149,9995%
$150,000 to $199,9994%
$200,000 and over6%

Percentages are of the 420 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$199,800 · minimum here is $74,900
$4,423.36per month
Borrowed before insurance$799,200
Total borrowed$799,200
Interest over 25 years at 4.5%$527,807

If you rented it out

-$5,054.27per month out of pocket
Rent$0.00
Everything it costs to hold$5,054.27
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX Grey Bruce Realty Inc.. Listing data provided by the Toronto Regional Real Estate Board.