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392774 Southgate 39 Side Road, Southgate, ON N0G 1R0

3 beds · 2 baths · 1 kitchen · 13 rooms · 9 parking spaces · 2000-2500 sq ft · Detached
$895,000
Property tax
$3,626 / year

Ready to head back to school? This beautifully updated century schoolhouse blends timeless character with thoughtful modern upgrades. Situated in Southgate, it offers the opportunity to attend the highly desired Egrement Public School. As you travel down the picturesque tree-lined driveway, you'll immediately feel the charm of this one-acre property with no close neighbours. The home's striking metal roof, complete with a classic school bell, sets the tone, while the brick and stone exterior remain in excellent condition. Step inside to a well-designed kitchen featuring ample counter space and convenient bar seating ideal for everyday living or entertaining. The formal dining area offers a walkout to the rear deck and patio, seamlessly connecting indoor and outdoor spaces. The living room is truly a showpiece, highlighted by a cozy wood-burning fireplace and soaring 20-foot tin ceilings that capture the character of a bygone era. Upstairs, a loft-style seating area overlooks the main living space below. This level includes two bedrooms, a 3-piece bathroom, and a conveniently located laundry area. The private primary suite on the 3rd floor offers generous closet space and a comfortable sitting area. The full basement features a walkout and presents excellent potential for additional finished living space. Outside, enjoy the thoughtfully designed two-tier deck and patio with multiple seating areas and a hot tub for relaxing or hosting guests. The detached garage provides plenty of room for vehicles, hobbies, and storage. Recent updates include new flooring on the second floor (2026) and a heat pump in the primary suite (2025). This is a one of a kind property and is sure to please. Come back to school and see what benefits it can provide to your future years.

MLS number
X12927422
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
N0G 1R0
Photos
49
169days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Southgate189 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$583k$742k$901k20252026this home’s asking price
$602klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d25d51d20252026
34dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in southgate. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$179,000 · minimum here is $64,500
$3,962.87per month
Borrowed before insurance$716,000
Total borrowed$716,000
Interest over 25 years at 4.5%$472,860

If you rented it out

-$4,265.03per month out of pocket
Rent$0.00
Everything it costs to hold$4,265.03
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Coldwell Banker WIN Realty. Listing data provided by the Toronto Regional Real Estate Board.