Homula Realty Brokerage
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10 Fire Route 46, North Kawartha, ON K0L 2H0

5 parking spaces · Vacant Land
$599,000
Property tax
$4,463 / year

SUNSET ALERT!!! Situated on a prime piece of south and west facing property and overlooking the lake, this cottage lot is a fantastic building location with nearly 400 ft of waterfront elevated off the water ~ offering one of the best views of Big Cedar Lake. Clean, clear, dive-in-ready water is ready for you to anchor your dock and start enjoying. The property is well treed and offers multiple private vantages. Local amenities include quick access to a marina, a transfer station for waste, local eateries (Burleigh Island Lodge, Wolf & Spice, Honey's diner, and Woodview's Hippie Chippie Chop Truck), and your choice of convenience stores complete with LCBO/Beer Store options. The old cottage on the property has seen it's day, but it may yet have enough life left in it for someone with the required vision and skill to strip it down and rebuild. A small bunkie on the property stands in good condition with a clean interior. From the water to the view, there is no doubt that this is special in the heart of the Kawarthas.

MLS number
X12929246
Type
Vacant Land
Status
Active
Bedrooms
0
Bathrooms
0
Postal code
K0L 2H0
Photos
11
Laundry
Not in the unit
170days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,076 people.

$75,000Median household income
93.2%Own their home
93.1%Detached houses
58.8Median age
6.6%Born outside Canada
21.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35150318 — the few blocks around this address, home to 1,076 people. It describes the area, not this property.

1,076Population
50.8Average age
2.1Household size
$117,200Average household income
$75,000Median household income
93%Own their home
7%Rent
4%Condominiums
7%Born outside Canada
21%University degree
$644,000Average home value
10%Low income
16%Never married
$10,000 to $14,9992%
$15,000 to $19,9992%
$20,000 to $24,9993%
$25,000 to $29,9991%
$30,000 to $34,9993%
$35,000 to $39,9992%
$40,000 to $44,9994%
$45,000 to $49,9995%
$50,000 to $59,9997%
$60,000 to $69,9997%
$70,000 to $79,9996%
$80,000 to $89,9995%
$90,000 to $99,9998%
$100,000 and over23%
$100,000 to $124,9995%
$125,000 to $149,9996%
$150,000 to $199,9995%
$200,000 and over6%

Percentages are of the 650 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$119,800 · minimum here is $34,900
$2,652.24per month
Borrowed before insurance$479,200
Total borrowed$479,200
Interest over 25 years at 4.5%$316,473

If you rented it out

-$3,024.16per month out of pocket
Rent$0.00
Everything it costs to hold$3,024.16
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Bowes & Cocks Limited. Listing data provided by the Toronto Regional Real Estate Board.