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185 Ena Drive, Huntsville, ON P1H 2J4

2+1 beds · 2 baths · 1+1 kitchens · 6+3 rooms · 6 parking spaces · 1100-1500 sq ft · Laundry on the main level level · Detached
$998,000
Property tax
$4,246 / year

Welcome to serene Harp Lake - only 15 minutes to Deerhurst Resort and 20 minutes to downtown Huntsville. This 3 bedroom and 2 bathroom cottage is situated on a beautiful, flat lot facing South. The cottage has two bedrooms and a full bathroom - the Primary was originally two seperate bedrooms which has been renovated into one large Primary. The thrid bedroom is in the well-appointed loft situated above the newer over-sized single car garage. The quiet road is municipally maintained in summer with a winter maintenance fee of $500 per season. The water is drawn from the lake with a treatment system plumbed in. The crawlspace is accessible from the side of the cottage and is insulated. The forced air propane furnace, water system and electric water heater are located there with loads of extra space for storing summer toys, Christmas decorations and more. The garage loft is insulated and features a 3-piece washroom, kitchen and large open room. The garage below is heated by a propane wall-furnace and is also insulated. The electric water heater for the loft is located here. There is an automatic 12 KW generator connected, ready for any power interuptions to power the whole property. On the waterfront you will find a hard-packed sand bottom - shallow and gradually getting deeper. Great for kids of all ages - and adults, too! In 2018, the apliances and beautiful Muskoka granite counters were installed. Also that year was when the garage and loft were built. 2022 saw the waterfront deck and steps from the cottage installed along with new asphalt shingle cottage roof. In 2024 the septic system was replaced with a completely new tank, filter bed and pump chamber. Near the water is a cozy outdoor firepit overlooking the still water on warm evenings and a BBQ area.

MLS number
X12931476
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
P1H 2J4
Photos
26
Laundry
Main Level level
171days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Chaffey180 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$561k$784k$1.01M20252026this home’s asking price
$775klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-2d42d86d20252026
25dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in chaffey. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 860 people.

$84,000Median household income
89.3%Own their home
94.3%Detached houses
53.2Median age
8.6%Born outside Canada
12%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35440269 — the few blocks around this address, home to 860 people. It describes the area, not this property.

860Population
47.2Average age
2.4Household size
$94,000Average household income
$84,000Median household income
89%Own their home
11%Rent
0%Condominiums
9%Born outside Canada
12%University degree
$648,000Average home value
9%Low income
72%Not in the labour force
18%Never married
$10,000 to $14,9992%
$15,000 to $19,9992%
$20,000 to $24,9992%
$25,000 to $29,9993%
$30,000 to $34,9993%
$35,000 to $39,9991%
$40,000 to $44,9993%
$45,000 to $49,9993%
$50,000 to $59,9995%
$60,000 to $69,9996%
$70,000 to $79,9994%
$80,000 to $89,9994%
$90,000 to $99,9995%
$100,000 and over28%
$100,000 to $124,9998%
$125,000 to $149,9997%
$150,000 to $199,9997%
$200,000 and over5%

Percentages are of the 485 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$199,600 · minimum here is $74,800
$4,418.93per month
Borrowed before insurance$798,400
Total borrowed$798,400
Interest over 25 years at 4.5%$527,278

If you rented it out

-$4,772.76per month out of pocket
Rent$0.00
Everything it costs to hold$4,772.76
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX Professionals North. Listing data provided by the Toronto Regional Real Estate Board.