Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

1085 Grace Road, Minden Hills, ON K0M 2K0

4 beds · 4 baths · 1 kitchen · 13 rooms · 12 parking spaces · 3000-3500 sq ft · Detached
$3,750,000
Property tax
$15,455 / year

Escape to Pure Luxury on sought-after Soyers Lake, part of Haliburton's scenic 5-lake chain, where modern comfort embraces classic cottage living with breathtaking sunrises! Year-round exquisitely updated & thoughtfully designed 4 bedroom, 4 bath waterfront cottage/home with approximately 4000sqft of living space, 2 acres, over 300 of pristine waterfront and gorgeous lake views. Step inside to discover quality custom finishes and a bright, spacious living space where large windows capture breathtaking lake views throughout. Here, you'll find warm walnut finishes throughout, high ceilings & recent top-quality upgrades enhancing both style & functionality while ensuring year-round enjoyment. The main level features a spectacular, custom kitchen made for entertaining family/guests with a walkout to an inviting seasonal room; a generous living room with lake views, wood burning fireplace, retracting media screen & electric window coverings compliment warm finishes; 2 bedrooms w/3 pc ensuites; and mudroom (all on radiant in-floor heating) & ceiling speakers in the LR, Kitchen & Patio area. Upstairs offers 2 further bedrooms w/3 pc ensuites. The lower level includes a Family Room, laundry room & utility rooms. The level lakeside boasts a BBQ patio for dining alfresco and a welcoming firepit patio for memorable bonfires & stargazing. Water fun begins with two large Naylor docking systems to accommodate all the boats/watersports. Deep off the docks, but the shallow entry sandy beach is perfect for all ages. As a bonus, enjoy a tranquil waterfront sauna especially after a match on the Pickle Ball court. A spacious original log cabin is perfect for storage or an indoor games area. Granite walkways & landscaping and towering trees. The beautifully asphalt paved driveway offers a smooth drive in and ample parking for all the guests. Generac Generator for the entire cottage/home. Close to local amenities/events & trails.

MLS number
X12934162
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
4
Postal code
K0M 2K0
Photos
49
166days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Minden Hills238 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$427k$2.12M$3.82M20252026this home’s asking price
$637klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d34d68d20252026
24dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in minden hills. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 708 people.

$91,000Median household income
93.8%Own their home
98.5%Detached houses
59.2Median age
12.4%Born outside Canada
23.1%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35460084 — the few blocks around this address, home to 708 people. It describes the area, not this property.

708Population
51.4Average age
2.2Household size
$130,000Average household income
$91,000Median household income
94%Own their home
6%Rent
0%Condominiums
12%Born outside Canada
23%University degree
$840,000Average home value
13%Low income
18%Never married
$15,000 to $19,9991%
$20,000 to $24,9993%
$25,000 to $29,9993%
$30,000 to $34,9992%
$35,000 to $39,9992%
$40,000 to $44,9992%
$45,000 to $49,9992%
$50,000 to $59,9993%
$60,000 to $69,9994%
$70,000 to $79,9995%
$80,000 to $89,9994%
$90,000 to $99,9994%
$100,000 and over31%
$100,000 to $124,9999%
$125,000 to $149,9997%
$150,000 to $199,9998%
$200,000 and over8%

Percentages are of the 455 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$750,000 · minimum here is $750,000
$16,604.19per month
Borrowed before insurance$3,000,000
Total borrowed$3,000,000
Interest over 25 years at 4.5%$1,981,257

If you rented it out

-$17,892.11per month out of pocket
Rent$0.00
Everything it costs to hold$17,892.11
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Century 21 Granite Realty Group Inc.. Listing data provided by the Toronto Regional Real Estate Board.