Homula Realty Brokerage
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19243 Hwy 35 Highway, Algonquin Highlands, ON K0M 1J2

5+1 beds · 3 baths · 1 kitchen · 13 rooms · 10 parking spaces · 2500-3000 sq ft · Laundry on the upper level level · Detached
$799,900
Property tax
$4,500 / year

Gorgeous 5 Bedroom + Loft Four Season A Frame Chalet Overlooking the Shores of Kushog Lake Nestled on 2.33 Acres in Picturesque Algonquin Highlands! Spanning approximately 3,000 sq. ft. across two levels, this inviting retreat offers private direct access to the lake, complete with a two-level deck and dock! The property showcases soaring vaulted ceilings, warm wooden accents, and rustic charm, highlighted by a new stone wall & Electric Fireplace that creates a cozy ambiance throughout. As you enter, you're welcomed by a spacious open-concept living area, boasting expansive floor-to-ceiling windows that frame magnificent views of the lake. The open-concept kitchen features a vaulted ceiling with skylights, an island perfect for gatherings, and a walkout to a wraparound deck offering stunning, unobstructed vistas of the lake and trees. This exquisite home includes five generously sized bedrooms, highlighted by a luxurious master suite with a private ensuite that features a skylight and access to a balcony to enjoy your morning coffee. Additionally, there are two more full washrooms, each beautifully appointed with modern fixtures and elegant finishes. For convenience, the property includes a spacious detached two-car garage with electricity. A separate double-car covered carport and 3rd bay provide great storage for boats/trailers. A quick stroll across the road grants you immediate access to the shores of Kushog Lake, complete with dock access. This is a fantastic opportunity for a family retreat that's both quiet and relaxing, located just minutes from Minden and Dorset, and within easy reach of ski hills, ATV, and snowmobile trails, restaurants, and shops.

MLS number
X12940780
Type
Detached
Status
Active
Bedrooms
6
Bathrooms
3
Postal code
K0M 1J2
Photos
48
Laundry
Upper Level level
166days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$159,980 · minimum here is $54,990
$3,541.78per month
Borrowed before insurance$639,920
Total borrowed$639,920
Interest over 25 years at 4.5%$422,615

If you rented it out

-$3,916.78per month out of pocket
Rent$0.00
Everything it costs to hold$3,916.78
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by HOMELIFE/BAYVIEW REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.