332 Main Street, Deseronto, ON K0K 1X0
- Property tax
- $4,354 / year
Welcome to your next home in the heart of Deseronto, offering captivating views of the Bay of Quinte and easy access to the vibrant culture, wineries, and natural beauty of Prince Edward County. This well-maintained property is thoughtfully designed for both everyday living and entertaining. The main level features a bright eat-in kitchen, a formal dining room, and a spacious living room ...perfect for gathering with family and friends. You'll also find two generously sized bedrooms, a full 4-piece bathroom, and a convenient 2-piece bath for added comfort. Upstairs, a fully self-contained apartment provides exceptional versatility. Complete with two bedrooms, a full bathroom, kitchen, and living area, it's ideal for multi-generational living, guest accommodations, or as an income-generating rental unit. Enjoy year-round natural light in the charming garden room, or step outside to the expansive20' x 40' patio-perfect for outdoor dining, entertaining, or relaxing evenings. A detached single car garage offers additional storage or workshop space, while the neatly landscaped grounds showcase scenic lake views and inviting outdoor appeal. Zoned C-2 for a range of uses, this property is well-suited for families, investors, or entrepreneurs seeking flexible living or business opportunities. Ideally located just 10 minutes to Napanee, 20 minutes to Picton in Prince Edward County, and 30 minutes to Belleville, you'll enjoy a central location with convenient access to everything the region has to offer.
- MLS number
- X12946834
- Type
- Duplex
- Status
- Active
- Bedrooms
- 4
- Bathrooms
- 3
- Postal code
- K0K 1X0
- Photos
- 27
This home has been listed 3 times in the last two years. "This property" adds up the days each of those listings was actually on the market before being withdrawn, suspended or expiring — the quiet months between them are not counted.
Rooms
14 rooms as the listing brokerage filed them, with measurements.
Main
| Room | Size | Features |
|---|---|---|
| Living Room | 4.75 × 4.62 m | — |
| Kitchen | 4.19 × 3.15 m | — |
| Breakfast | 5.99 × 2.90 m | — |
| Family Room | 4.42 × 4.06 m | — |
| Dining Room | 7.16 × 4.60 m | — |
| Bathroom | 1.37 × 1.24 m | — |
| Primary Bedroom | 5.03 × 3.23 m | — |
| Bedroom | 4.27 × 3.25 m | — |
| Bathroom | 3.15 × 2.31 m | — |
| Solarium | 5.49 × 3.66 m | — |
Second
| Room | Size | Features |
|---|---|---|
| Bedroom | 5.26 × 3.96 m | — |
| Bedroom | 3.96 × 3.71 m | — |
| Kitchen | 3.68 × 2.13 m | — |
| Bathroom | 2.31 × 2.26 m | — |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Duplex
- Style
- 1 1/2 Storey
- Class
- Residential Freehold
- Fronting on
- South
- Community
- Deseronto (Town)
- Municipality
- Deseronto
- Cross street
- Centre Street
- Zoning
- C2
Inside
- Bedrooms
- 4
- Bedrooms above grade
- 4
- Bathrooms
- 3
- Washrooms
- 1 on the main floor · 1 on the main floor · 1 on the second floor
- Kitchens
- 2
- Rooms above grade
- 14
- Family room
- Yes
- Fireplace
- Yes
- Fireplaces
- 1
- Basement
- Unfinished, Partial Basement
- Laundry
- Lower Level
- Size
- 2000-2500
Building
- Construction
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle, Metal
- Foundation
- Concrete, Stone
Parking
- Garage
- Detached
- Covered spaces
- 1
- Driveway spaces
- 6
- Total parking
- 7
- Features
- Private
Land
- Lot
- 68.3 × 146 feet
- Shape
- Irregular
- View
- Bay
- Pool
- None
Heating, cooling and services
- Heating
- Radiant
- Heat source
- Gas
- Cooling
- Wall Unit(s)
- Water
- Municipal
- Sewer
- Sewer
- Electricity
- Yes
- Gas
- Yes
- Cable
- Yes
Features
- Property
- Fenced Yard, Lake/Pond, Marina, Park
- Interior
- Accessory Apartment, Primary Bedroom - Main Floor, Water Heater Owned
- Exterior
- Patio
Listing
- MLS number
- X12946834
- Status
- Price Change
- Previous status
- New
- Listed on
- 2026-04-01
- Expires
- 2026-12-31
- Taxes
- $4,354 (2025)
- Board
- Kingston & Area Real Estate Association
Listing history
This address has been listed 3 times.
Where this home is
Where this address sits, matched against open government data.
Matched to a published address point for this address.
Schools
The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.
Other schools nearby
By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.
| School | Level | Distance | Rating |
|---|---|---|---|
| Deseronto Public School Hastings & Prince Edward DSB | Elementary | 496 m | / 10 77% met the standard |
How the rating is calculated
EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.
Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.
What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.
Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.
H-Value
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 666 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35120392 — the few blocks around this address, home to 666 people. It describes the area, not this property.
Percentages are of the 350 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.