Homula Realty Brokerage
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3585 Yacht Harbour Road, Fort Erie, ON L0S 1N0

5 beds · 3 baths · 1 kitchen · 8 rooms · 5 parking spaces · 2500-3000 sq ft · Detached
$2,445,000
Property tax
$12,166 / year

Imagine waking up to the sound of the waves in this custom-built Pym & Cooper Custom home, where refined design meets the serene beauty of the water. Tucked away on a private road in one of Ridgeway's most coveted pockets, this retreat offers the perfect balance of high-end design and total relaxation. The 350-foot lot provides a sense of seclusion that is hard to find.The home welcomes you with a grand two-story entryway featuring heated stone floors that flow into an open living space.With nine-foot ceilings, crown molding, and engineered hardwood, the main level feels both sophisticated and warm.The heart of the home is a gourmet kitchen, complete with a classic farmhouse sink stainless steel appliances, a large island with a veg sink and Corian countertops.On evenings, you can retreat to the living room to enjoy the wood-burning fireplace or step out to the screened-in cedar deck for a sunset BBQ overlooking the water.Designed with both current luxury and future flexibility in mind, one main floor pantry can be easily plumbed for a future bathroom, offering a seamless option for a main-floor primary suite.Upstairs, the current primary is an impressive escape with a wall of windows offering breathtaking lake views.The primary also features a spacious walk-in closet and an ensuite that will take your breath away. The lower level adds even more room to unwind, with a cozy family room with a gas fireplace that walks out to a concrete covered patio and a built-in hot tub, all with full lake views.Every detail has been considered, from the whole home speaker system and convenient laundry chute to the laundry room that is currently electric but already fitted for gas.Modern peace of mind includes a furnace and air exchanger both updated in 2021.Outside, the low-maintenance designer gardens lead you through a fenced yard directly to the water's edge.This is a rare opportunity to own a piece of the shoreline that is as functional as it is breathtaking. Luxury Certified

MLS number
X12949060
Type
Detached
Status
Active
Bedrooms
5
Bathrooms
3
Postal code
L0S 1N0
Photos
50
163days · this listing
163days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
John Brant Public School
DSB Niagara
Elementary1.1 km8.1 / 10
81% met the standard
St George Catholic Elementary School
Niagara CDSB
Elementary971 m8.8 / 10
88% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in 335 - Ridgeway196 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$497k$1.49M$2.48M20252026this home’s asking price
$603klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d24d48d20252026
33dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in 335 - ridgeway. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,649 people.

$98,000Median household income
93.8%Own their home
84%Detached houses
60.4Median age
19.9%Born outside Canada
24.7%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35260686 — the few blocks around this address, home to 1,649 people. It describes the area, not this property.

1,649Population
52.8Average age
2.3Household size
$123,800Average household income
$98,000Median household income
94%Own their home
6%Rent
10%Condominiums
20%Born outside Canada
25%University degree
$756,000Average home value
6%Low income
16%Never married
$15,000 to $19,999<1%
$20,000 to $24,9991%
$25,000 to $29,9992%
$30,000 to $34,9991%
$35,000 to $39,9991%
$40,000 to $44,9991%
$45,000 to $49,9992%
$50,000 to $59,9995%
$60,000 to $69,9995%
$70,000 to $79,9994%
$80,000 to $89,9995%
$90,000 to $99,9995%
$100,000 and over33%
$100,000 to $124,9999%
$125,000 to $149,9998%
$150,000 to $199,9998%
$200,000 and over8%

Percentages are of the 1,065 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$489,000 · minimum here is $489,000
$10,825.93per month
Borrowed before insurance$1,956,000
Total borrowed$1,956,000
Interest over 25 years at 4.5%$1,291,779

If you rented it out

Monthly rent starts from the median of recent 5-bedroom leases in Fort Erie. Change it to anything you like.

-$8,439.76per month out of pocket
Rent$3,400.00
Everything it costs to hold$11,839.76
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX NIAGARA REALTY LTD, BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.