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171 Island Street, Saugeen Shores, ON N0H 2L0

3 beds · 2 baths · 1 kitchen · 10 rooms · 5 parking spaces · 1500-2000 sq ft · Laundry on the main level level · Detached
$857,500
Property tax
$5,363 / year

Welcome to 171 Island Street, a beautifully crafted Cape Cod-style home built by Seaman Builders in 2004. Ideally situated within walking distance to the sandy shores of Lake Huron, the Saugeen Rail Trail, and the vibrant heart of downtown Southampton, this property offers both convenience and lifestyle. The spacious kitchen is designed for family living, featuring a large central island perfect for cooking, gathering, or entertaining. The open-concept living and dining area is anchored by a natural gas fireplace, adding warmth and ambiance throughout the cooler months. A sunroom or family room on the main floor overlooks the private backyard an ideal space to relax with a book or enjoy quiet time. The primary bedroom is also located on the main level and includes a built-in dresser and media nook. The four-piece bathroom features a jetted tub for added comfort. Practical touches include a stacked laundry setup near the garage entrance, making daily routines seamless. Step outside to enjoy the recently updated two-tier cedar deck that captures sunlight all day, or unwind on the expansive covered front porch that spans the width of the home a perfect spot for lazy afternoons. Upstairs, you'll find two generously sized bedrooms on either side of a three-piece bathroom with a skylight, offering natural light and privacy. The layout is ideal for families, with main-floor living and ample space for children or guests on the upper level. The backyard is private and well-suited for entertaining, games, or summer barbecues. Whether you're enjoying dinner on the deck or relaxing on the porch, this home offers a relaxed, coastal lifestyle in one of Southampton's most desirable neighborhoods. Attached garage, central vac and an irrigation system complete this dream property!

MLS number
X12950848
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
N0H 2L0
Photos
49
Laundry
Main Level level
163days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
G C Huston Public School
Bluewater DSB
Elementary1.6 km5.7 / 10
57% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Saugeen Shores306 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$682k$771k$861k20252026this home’s asking price
$750klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d29d58d20252026
27dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in saugeen shores. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 816 people.

$89,000Median household income
90.8%Own their home
87.3%Detached houses
60.4Median age
9.1%Born outside Canada
30.9%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35410177 — the few blocks around this address, home to 816 people. It describes the area, not this property.

816Population
53.2Average age
2.1Household size
$119,600Average household income
$89,000Median household income
91%Own their home
9%Rent
13%Condominiums
9%Born outside Canada
31%University degree
$640,000Average home value
7%Low income
16%Never married
$5,000 to $9,9991%
$20,000 to $24,9991%
$25,000 to $29,9993%
$30,000 to $34,9992%
$35,000 to $39,9992%
$40,000 to $44,9994%
$45,000 to $49,9993%
$50,000 to $59,9994%
$60,000 to $69,9995%
$70,000 to $79,9996%
$80,000 to $89,9994%
$90,000 to $99,9993%
$100,000 and over32%
$100,000 to $124,9998%
$125,000 to $149,9996%
$150,000 to $199,9997%
$200,000 and over11%

Percentages are of the 565 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$171,500 · minimum here is $60,750
$3,796.82per month
Borrowed before insurance$686,000
Total borrowed$686,000
Interest over 25 years at 4.5%$453,047

If you rented it out

-$4,243.74per month out of pocket
Rent$0.00
Everything it costs to hold$4,243.74
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Century 21 Millennium Inc.. Listing data provided by the Toronto Regional Real Estate Board.