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130 Wellington Street S, St. Marys, ON N4X 1A6

3 beds · 1 bath · 1 kitchen · 2+2 rooms · 2 parking spaces · 1100-1500 sq ft · Detached
$579,900
Property tax
$3,720 / year

Charming Ontario Cottage Steps from Downtown St. Marys Welcome to 130 Wellington Street South - an immaculate red brick Ontario cottage that perfectly blends timeless character with tasteful modern upgrades. Ideally located just a short stroll from the heart of historic St. Marys, this beautifully maintained 3 bedroom home offers an inviting retreat with distinctive charm inside and out. From the moment you arrive, you'll appreciate the home's curb appeal, enhanced by a pavestone driveway, and a fenced in backyard that creates a sense of privacy. The flagstone patio is ideal for summer entertaining, while the cozy front porch adds a classic touch. Inside, the home features a thoughtfully upgraded kitchen with custom design details including painted cabinetry, butcher block countertop, cherry flooring, and a new window that fills the space with natural light. The adjoining family area continues the flow of rich cherry hardwood and connects seamlessly to the warm and welcoming living room, where a gas fireplace with leaded surround windows sets the tone for relaxed evenings. The custom 4-piece bath is a standout, featuring a full walk-in shower, separate soaker tub, heated travertine tile floors, built-in laundry with stackable washer/dryer, and a handcrafted vanity - combining luxury with functionality. Throughout the home, original trim and flooring have been beautifully preserved, maintaining the historical integrity of the property while complementing the modern enhancements. This home is truly move-in ready, offering comfort, style, and a touch of heritage all in one. St. Marys is home to it's own hospital, two public elementary schools and one secondary school, a recreation centre with two ice pads and an indoor salt pool, a YMCA, and walking trails. Don't miss your opportunity to own a piece of small town charm - ideal for first-time buyers, downsizers, or those seeking a picturesque escape in one of Ontario's most beautiful and historic small towns.

MLS number
X12961198
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
1
Postal code
N4X 1A6
Photos
50
Laundry
Not in the unit
165days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
St Marys D.C. & V.I. - Elementary
Avon Maitland DSB
Elementary280 mNot reported
St Marys D.C. & V. I. High School
Avon Maitland DSB
Secondary282 m7.6 / 10
76% met the standard · 2 of 6 measures
Holy Name of Mary School
Huron Perth CDSB
Elementary740 m6.3 / 10
63% met the standard
Little Falls Public School
Avon Maitland DSB
Elementary871 m8.1 / 10
81% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 473 people.

$81,000Median household income
72.4%Own their home
73.5%Detached houses
60.8Median age
7.9%Born outside Canada
18.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35310154 — the few blocks around this address, home to 473 people. It describes the area, not this property.

473Population
56.8Average age
2.1Household size
$84,000Average household income
$81,000Median household income
72%Own their home
28%Rent
0%Condominiums
8%Born outside Canada
19%University degree
$510,000Average home value
9%Low income
69%Not in the labour force
27%Never married
$25,000 to $29,9994%
$30,000 to $34,9994%
$35,000 to $39,9994%
$40,000 to $44,9992%
$45,000 to $49,9994%
$50,000 to $59,9997%
$60,000 to $69,9994%
$70,000 to $79,9994%
$80,000 to $89,9992%
$90,000 to $99,9994%
$100,000 and over29%
$100,000 to $124,99911%
$125,000 to $149,9997%
$150,000 to $199,9997%
$200,000 and over4%

Percentages are of the 225 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$115,980 · minimum here is $32,990
$2,567.67per month
Borrowed before insurance$463,920
Total borrowed$463,920
Interest over 25 years at 4.5%$306,382

If you rented it out

-$2,877.67per month out of pocket
Rent$0.00
Everything it costs to hold$2,877.67
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by CENTURY 21 ATRIA REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.