Homula Realty Brokerage
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37 W Nelson Street W, Minto, ON N0G 1M0

Vacant Land
$325,000

Building lot available for your new Home in the quinte Village of Clifford. Serviced Lot 48.99' x 163.33 ' Street Lights will be installed, Taxes not assessed at present. Centally located to all amenties.

MLS number
X12965794
Type
Vacant Land
Status
Active
Bedrooms
0
Bathrooms
0
Postal code
N0G 1M0
Photos
0
Laundry
Not in the unit
160days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 400 people.

$64,000Median household income
62.5%Own their home
83.3%Detached houses
32.8Median age
3.4%Born outside Canada
9.1%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35400104 — the few blocks around this address, home to 400 people. It describes the area, not this property.

400Population
35.7Average age
3.2Household size
$66,000Average household income
$64,000Median household income
63%Own their home
38%Rent
21%Condominiums
3%Born outside Canada
9%University degree
$540,000Average home value
43%Low income
65%Not in the labour force
27%Never married
$10,000 to $14,9993%
$15,000 to $19,9993%
$20,000 to $24,9999%
$25,000 to $29,9993%
$30,000 to $34,9993%
$40,000 to $44,9993%
$45,000 to $49,9993%
$50,000 to $59,9996%
$60,000 to $69,9993%
$70,000 to $79,9993%
$80,000 to $89,9993%
$90,000 to $99,9993%
$100,000 and over25%
$100,000 to $124,9999%
$125,000 to $149,9996%
$150,000 to $199,9996%
$200,000 and over6%

Percentages are of the 160 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$65,000 · minimum here is $16,250
$1,439.03per month
Borrowed before insurance$260,000
Total borrowed$260,000
Interest over 25 years at 4.5%$171,709

If you rented it out

-$1,439.03per month out of pocket
Rent$0.00
Everything it costs to hold$1,439.03
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage Locations North. Listing data provided by the Toronto Regional Real Estate Board.