Homula Realty Brokerage
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2399 Lakeshore Road, Haldimand, ON N1A 2W8

2 beds · 2 baths · 1 kitchen · 5 rooms · 2 parking spaces · 700-1100 sq ft · Laundry on the main level level · Detached
$647,000
Property tax
$3,071 / year

WATERFRONT DELIGHT! - Property includes lots on north and south sides of road. Rare opportunity to own custom built, fully winterized open-concept bungalow, complete with gas stove and electric baseboard heating, Heat pump AC and spray-foam insulation with unobstructed panoramic views of the beautiful blue waters of Lake Erie directly from living room comforts. PLUS this property includes OWNERSHIP of waterfront sandy beach and private staircase to access. The pleasure of owning these 2 lots separated only by a municipal road is now presented. Fully winterized home built 2015 on generous landscaped lot complete with shiny steel roof, fenced rear yard, TREX deck (10'X10'), Auxiliary shed attached to home (10' x 4.9') and detached garden shed (8'X6'). At about 935 sqft, this home has it all - the joys and ambiance of waterfront living - sunning, lounging, swimming, boating, canoeing, paddle-boating - the choice is yours! Here are all the conveniences of a 10 year old home, lots of room for easy living, sleeping and peaceful living. Wooded area directly adds to privacy, perennial gardens enhance the serenity. Home is immaculately maintained with crisp white walls, vinyl flooring, ship-lap pine ceilings. Custom blinds, HRV system for healthy living, fully furnished and decorated - being sold with most contents. 2000 gallon cistern has just been topped up, 2000 gallon septic holding tank has just been serviced. 100 amp breaker electrical panel, natural gas service for central stove-fireplace, cookstove, hot water heater (owned). No rentals here! Just minutes to services, amenities and a comfortable drive to larger city centres. This fine property must been seen to be fully appreciated!

MLS number
X12969922
Type
Detached
Status
Active
Bedrooms
2
Bathrooms
2
Postal code
N1A 2W8
Photos
48
Laundry
Main Level level
158days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Dunnville — 183 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$527k$608k$688k20252026this home’s asking price
$575klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d23d48d20252026
38dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in dunnville. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 494 people.

$87,000Median household income
85.7%Own their home
92.7%Detached houses
47.2Median age
4.7%Born outside Canada
6.7%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35280265 — the few blocks around this address, home to 494 people. It describes the area, not this property.

494Population
44.4Average age
2.5Household size
$85,000Average household income
$87,000Median household income
86%Own their home
14%Rent
0%Condominiums
5%Born outside Canada
7%University degree
$604,000Average home value
10%Low income
98%Not in the labour force
20%Never married
$20,000 to $24,9994%
$25,000 to $29,9994%
$30,000 to $34,9994%
$35,000 to $39,9995%
$40,000 to $44,9992%
$45,000 to $49,9995%
$50,000 to $59,9994%
$60,000 to $69,9994%
$70,000 to $79,9994%
$80,000 to $89,9995%
$90,000 to $99,9995%
$100,000 and over27%
$100,000 to $124,99914%
$125,000 to $149,9994%
$150,000 to $199,9997%
$200,000 and over4%

Percentages are of the 280 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$129,400 · minimum here is $39,700
$2,864.78per month
Borrowed before insurance$517,600
Total borrowed$517,600
Interest over 25 years at 4.5%$341,833

If you rented it out

-$3,120.69per month out of pocket
Rent$0.00
Everything it costs to hold$3,120.69
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX ESCARPMENT REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.