Homula Realty Brokerage
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105 Creighton(lot 63) Drive, Loyalist, ON K0K 2S0

2 beds · 2 baths · 1 kitchen · 6 rooms · 3 parking spaces · 1100-1500 sq ft · Detached
$572,900

Introducing the Harmony model by Golden Falcon Homes, a beautifully crafted bungalow located in Golden Haven, now offered with exceptional purchaser incentives. This 2-bed, 2-bath, 1,188 sq ft blends modern design, quality construction,& outstanding value, making it an incredible opportunity for buyers. As part of the current incentives, purchasers receive $35,000 in free upgrades, including a side entrance to the basement, granite countertops, plus a voucher for appliances. There is also an optional secondary dwelling unit available to be built, offering excellent flexibility for rental income or multigenerational living. Inside, the Harmony model offers a bright, airy layout filled with natural light. The custom-designed kitchen serves as the heart of the home, flowing seamlessly into the open-concept great room, perfect for everyday living and entertaining. The primary bedroom features a walk-in closet and private ensuite, while the thoughtful layout reflects clean lines and modern elegance throughout. Curb appeal is enhanced with stone accents and a contemporary exterior. Ideally located just minutes from schools, parks, Kingston, and 401. Finished basements not included in price. Floor plan provided for reference.Lot shown is a vacant building lot and images represent the same design previously constructed by the builder. This home is to be built. Photos shown are the builder's model home & are provided for illustration purposes only. Finishes, features, exterior colours, elevations, and floor plans may vary and are subject to builder specifications and availability. Lot shown is a vacant building lot, and images represent the same design previously constructed by the builder. Open houses for this home are held at the builder's model homes located at 58 & 60 Dusenbury Dr. Models open Friday from 11:00 AM to 2:00 PM, Saturday and Sunday from 12:00 PM to 4:00 PM, or by private appointment with the listing agent

MLS number
X12972236
Type
Detached
Status
Active
Bedrooms
2
Bathrooms
2
Postal code
K0K 2S0
Photos
11
Laundry
Not in the unit
159days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Loyalist411 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$540k$590k$639k20252026this home’s asking price
$583klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d22d45d20252026
21dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in loyalist. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$114,580 · minimum here is $32,290
$2,536.68per month
Borrowed before insurance$458,320
Total borrowed$458,320
Interest over 25 years at 4.5%$302,683

If you rented it out

-$2,536.68per month out of pocket
Rent$0.00
Everything it costs to hold$2,536.68
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by CENTURY 21 HERITAGE GROUP LTD., BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.